Local view for "http://purl.org/linkedpolitics/eu/plenary/2012-11-20-Speech-2-302-250"

Predicate	Value (sorted: default)
rdf:type	lpv_eu:Speech2
dcterms:Date	"2012-11-20"^^xsd:date2
dcterms:Is Part Of	lp_eu:Explanations of vote2
dcterms:Language	"fr"^^xsd:language2
lpv:document identification number	"en.20121120.28.2-302-250"2
lpv:hasSubsequent	lp_eu:2012-11-20-Speech-2-302-5002
lpv:speaker	lp:Brice Hortefeux2
lpv:spokenAs	unknown; Union pour un Mouvement Populaire (2011-03-24--2014-06-30)3 member; REGI (2012-01-19--2014-06-30)3 member; EPP (2011-03-24--2014-06-30)3
lpv:translated text	". I am pleased to see the adoption of the report on consumer credit, which aims to evaluate and assess transposition of the Directive since 2010. The single market has enabled consumers to access cross-border loans. The objective of this Directive is to harmonise the systems for contracts worth between EUR 200 and 75 000. However, the success of this practice has led to abuses: the Commission has become aware that 70 % of the websites of financial establishments it checked failed to include relevant information in their advertising material and certain items of information in the credit offer itself, as well as omitting information on the cost of auxiliary services such as insurance accompanying the loan application. The report also warns against the expansion of SMS loans – micro-loans granted over the internet or by SMS – an issue to which Member States should pay special attention."@en1

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