Local view for "http://purl.org/linkedpolitics/eu/plenary/2012-02-16-Speech-4-231-000"

Predicate	Value (sorted: default)
rdf:type	lpv_eu:Speech2
dcterms:Date	"2012-02-16"^^xsd:date2
dcterms:Is Part Of	lp_eu:Explanations of vote2
dcterms:Language	"pt"^^xsd:language2
lpv:document identification number	"en.20120216.23.4-231-000"2
lpv:hasSubsequent	lp_eu:2012-02-16-Speech-4-232-0002
lpv:speaker	lp:Inês Cristina Zuber2
lpv:spokenAs	substitute; CULT (2012-01-19--2014-06-30)3 substitute; ITRE (2012-01-19--2014-06-30)3 member; Delegation for relations with the countries of Central America (2012-02-02--2012-03-18)3 vice-chair; EMPL (2012-01-25--2014-06-30)3 unknown; Partido Comunista Português (2012-01-18--2014-06-30)3 member; FEMM (2012-01-19--2014-06-30)3 member; EUL/NGL (2012-01-18--2014-06-30)3
lpv:translated text	"The purpose of this directive on deposit guarantee schemes (DGSs) is to lay down common requirements for the Member States to follow on protecting depositors when a credit institution goes bankrupt. In some ways, the rapporteur’s proposal increases the level of protection for depositors: it establishes the legal right to a maximum reimbursement of EUR 100 000 and a shorter time limit for repayment. However, some aspects of this directive are cause for concern. For one thing, this directive is another step towards full implementation of the EU internal market. It leaves the way open for merging the DGSs of various Member States and for creating separate cross-border schemes on a voluntary basis. Another problem is that it fails to specify which institutions are responsible for financing DGSs. It cannot be the state, otherwise known as the taxpayer, that suffers the consequences of credit institutions’ failure when DGSs have not worked well enough. The directive should ensure that this issue is covered."@en1

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