Local view for "http://purl.org/linkedpolitics/eu/plenary/2008-01-16-Speech-3-189"
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"en.20080116.9.3-189"2
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".
I voted in favour of the compromise the PSE Group reached with the Council (Amendment 46), because it allows the balances struck during the German Presidency last spring to be maintained.
I am pleased that the consumer credits defined in this draft directive have a minimum of 200 euros and a maximum of 75 000 euros. However, I would have preferred the upper limit to be set at 50 000 euros.
I am particularly pleased about the qualified majority obtained in plenary to ensure that the interests of consumers are clearly protected in the event of early repayment of the credit. The compensation banks may demand will be strictly controlled and may be prohibited for credits of less than 10 000 euros.
In any case, the fight against people taking on too much debt should remain a priority and resorting to credit should be done in a reasonable manner. It is an illusion to think that you can revive consumption through credits to households: this approach leads only to poverty for the most vulnerable consumers.
The revival of growth through consumption is achieved by raising pay and not by increasing available credit!"@en1
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