Local view for "http://purl.org/linkedpolitics/eu/plenary/2012-11-20-Speech-2-309-750"
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"en.20121120.28.2-309-750"2
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I voted in favour of the resolution on the implementation of the Consumer Credit Directive 2008/48/EC. The Consumer Credit Directive has two objectives: guaranteeing a higher level of consumer protection and strengthening the market in internal cross-border consumer credit. In the consumer credit report, Parliament seeks a higher level of consumer protection. One of the purposes of the Directive was to ensure the availability of information – thus facilitating the operation of the single market also in the field of credit. I believe it is necessary to evaluate whether the number of cross-border transactions is increasing. I stress the importance of making consumers aware that, should they exercise their right of withdrawal from a contract where the supplier or service provider directly receives the sum corresponding to payment from the credit provider through an ancillary contract, no fees, commissions or other costs shall be borne by the consumers in relation to the financial service provided. We call on the Commission to present to Parliament and the Council an assessment report on the implementation of the Directive and a full assessment of its impact regarding consumer protection, taking into account the consequences of the financial crisis and the new EU legal framework for financial services."@en1
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