Local view for "http://purl.org/linkedpolitics/eu/plenary/2012-11-20-Speech-2-305-750"

Predicate	Value (sorted: default)
rdf:type	lpv_eu:Speech2
dcterms:Date	"2012-11-20"^^xsd:date2
dcterms:Is Part Of	lp_eu:Explanations of vote2
dcterms:Language	"pt"^^xsd:language2
lpv:document identification number	"en.20121120.28.2-305-750"2
lpv:hasSubsequent	lp_eu:2012-11-20-Speech-2-305-8752
lpv:speaker	lp:Paulo Rangel2
lpv:spokenAs	vice-chair; EPP (2009-11-25--2014-06-30)3 substitute; Delegation to the EU-Russia Parliamentary Cooperation Committee (2009-09-30--2014-06-30)3 unknown; Partido Social Democrata (2009-07-14--2014-06-30)3 member; Delegation for relations with the United States (2009-09-16--2014-06-30)3 member; AFCO (2012-01-19--2014-06-30)3 substitute; JURI (2012-01-19--2014-06-30)3
lpv:translated text	". The Consumer Credit Directive has two objectives: guaranteeing a high level of consumer protection and strengthening the internal market in cross-border consumer credit. Whilst, on the one hand, the harmonisation of some aspects of credit law has raised the level of consumer protection in Europe, on the other hand, cross-border take-up of consumer credit seems not to have increased since the Directive entered into force. This may be because of the effects of the economic recession or because only very few financial institutions offer cross-border consumer credit. Before proposing any required amendments, the Commission should review the way the Directive has been transposed and urge the Member States to apply it correctly, and should present to Parliament and the Council an assessment report on the implementation of the Directive and a full assessment of its impact as regards consumer protection, taking into account the consequences of the financial crisis and the new EU legal framework for financial services."@en1

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