Local view for "http://purl.org/linkedpolitics/eu/plenary/2012-11-20-Speech-2-299-562"
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"en.20121120.28.2-299-562"2
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"−
I voted for this proposal, which aims to guarantee a high level of consumer protection and strengthen the internal market in cross-border consumer credit. In trying to improve the cross-border consumer credit market, it is essential to better inform consumers about the opportunity to obtain consumer credit in other Member States and about the rights of consumers when concluding such contracts. I agree with the call for supervisory authorities to require financial institutions to provide consumers with personalised, complete and easily understandable explanations regarding the risks involved in foreign currency lending. The advertising and marketing practices of financial institutions have to be strictly monitored in order to avoid the spread of misleading or false information. I agree that the provisions on calculating the annual percentage rate of charge should be applied uniformly in all relevant EU legal instruments. I agree that the Commission should present an assessment report on the implementation of the Directive and a full assessment of its impact regarding consumer protection."@en1
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