Local view for "http://purl.org/linkedpolitics/eu/plenary/2012-07-04-Speech-3-230-000"
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"en.20120704.25.3-230-000"2
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"Mr President, I fully endorse this resolution. I believe that every European citizen should have access to a basic bank account, for free or for a modest charge, because:
1. the annual opportunity cost of not having access to a payment account is estimated at roughly EUR 250 per consumer;
2. access to basic payment services is, in particular, a prerequisite for access to jobs, for health-care services and housing.
Furthermore, factors such as level or regularity of income, employment, credit history, level of indebtedness, individual situation regarding bankruptcy or turnover should not be taken into account for opening a basic payment account. In particular, access should in no way be conditional upon purchasing other products or services, such as insurance or an additional account."@en1
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