Local view for "http://purl.org/linkedpolitics/eu/plenary/2008-11-17-Speech-1-202"
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"en.20081117.25.1-202"2
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"Mr President, this is a very timely report. It highlights many of the challenges which European consumers are facing in the context of the current financial crisis. That is why I give many thanks to Mrs Iotova for the outstanding work.
I would like to conclude by thanking Parliament for its good work on this file and look forward to continuing the dialogue between Parliament and the Commission on the important issues of consumer financial education.
The Commission recognised the importance of financial education for the proper functioning of the internal market in our Communication which was adopted in December last year. Consumers definitely have to be empowered to take responsible decisions regarding their personal finance, and only in this way will they be able to reap the tangible benefits that come from financial integration in the European Union.
Education is the competence of the Member States. The Commission’s role in this regard is mainly supportive, but nevertheless important.
The national level is the most appropriate for the delivery of consumer education programmes and it is also the most effective and efficient. Member States have a key role to play, for example by adopting national financial education strategies based on public/private partnership.
We believe that the Commission’s role is to act as a promoter of financial education EU-wide, showing benefits, coordinating efforts, demonstrating best practice.
In this regard we have implemented several practical initiatives and created the expert group on financial education, which held its first meeting in October, devoted to discussions on the national strategies for financial education.
We have also been advancing the development of the Dolcetta online tools for teachers to make it easier for them to incorporate financial topics into the existing curricula. Soon we will be publishing the European database for financial education, an electronic library of schemes run by various types of providers. Finally, the Commission regularly offers its patronage to selected events giving visibility to financial education.
We fully agree with the general thrust of this parliamentary report and the majority of its proposals. The issue of crucial importance is the education of children and young people, and the Commission shares with Parliament the conviction that financial literacy should be taught at school.
We are ready and willing to assist Member States in developing their basic educational programmes in the field of personal finances, and a similar concern applies to the idea of tasking the Commission with running EU information and media campaigns on financial education. Such awareness-raising campaigns should be tailored to the specific needs of the audience and are most efficient when run at the national or even local level. Again we are ready to assist."@en1
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