Local view for "http://purl.org/linkedpolitics/eu/plenary/2008-01-16-Speech-3-196"

Predicate	Value (sorted: default)
rdf:type	lpv_eu:Speech2
dcterms:Date	"2008-01-16"^^xsd:date2
dcterms:Is Part Of	lp_eu:Explanations of vote2
dcterms:Language	"fr"^^xsd:language2
lpv:document identification number	"en.20080116.9.3-196"2
lpv:hasSubsequent	lp_eu:2008-01-16-Speech-3-1972
lpv:speaker	lp:Bernadette Vergnaud2
lpv:spokenAs	member; PES (2004-07-20--2009-07-13)3 unknown; Parti socialiste (2004-07-20--2009-07-13)3 substitute; Delegation to the Euro-Mediterranean Parliamentary Assembly (2004-09-15--2009-07-13)3 substitute; Delegation for relations with the Mashreq countries (2007-03-14--2009-07-13)3 member; IMCO (2007-01-31--2009-07-13)3 substitute; FEMM (2007-01-31--2009-07-13)3 substitute; Delegation for relations with Mercosur (2007-03-14--2009-07-13)3 member; Delegation to the Euro-Latin American Parliamentary Assembly (2007-05-23--2009-07-13)3 substitute; AGRI (2007-01-31--2009-07-13)3
lpv:translated text	". Six years after the arrival of the euro, Europe still did not have a single market in terms of banking that would benefit consumers and give them a more tangible experience of the advantages of the single currency. Information about interest rates and credit terms and conditions will be standardised to make it easier to compare offers. Consumers will thus be able to choose in full knowledge of the facts, and obtain the best credit terms. Lenders will also have to give consumers clear information about the advantages and disadvantages of their credit offers. The questions of the right of withdrawal in the case of linked credit (immediate delivery of the goods) and of the amount of the penalties imposed if the credit is repaid early are clearly framed. These penalties must be ‘fair and objectively justified’. They may not exceed 1% of the amount of the credit repaid early and will not be permitted on loans at variable rates. I am particularly pleased that the Member States can say, as is currently the case in France, that no compensation may be demanded for credits of less than 10 000 euros, and that is why I voted in favour."@en1

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