Local view for "http://purl.org/linkedpolitics/eu/plenary/2008-01-16-Speech-3-130"

Predicate	Value (sorted: default)
rdf:type	lpv_eu:Speech2
dcterms:Date	"2008-01-16"^^xsd:date2
dcterms:Is Part Of	lp_eu:Explanations of vote2
dcterms:Language	"cs"^^xsd:language2
lpv:document identification number	"en.20080116.9.3-130"2
lpv:hasSubsequent	lp_eu:2008-01-16-Speech-3-1312
lpv:speaker	lp:Zuzana Roithová2
lpv:spokenAs	substitute; INTA (2007-01-31--2009-07-13)3 vice-chair; IMCO (2007-01-31--2009-07-13)3 member; Delegation to the ACP-EU Joint Parliamentary Assembly (2004-09-15--2009-07-13)3 substitute; FEMM (2007-01-31--2009-07-13)3 member; EPP-ED (2004-07-20--2009-07-13)3 unknown; Křesťanská a demokratická unie - Československá strana lidová (2004-07-20--2009-07-13)3
lpv:translated text	"Ladies and gentlemen, I am pleased that today, after six years of discussions, we have provided Europe with harmonised credit rules. Consumer protection will be enhanced and this will also apply across borders. It is possible that it might help a little to reduce unwanted household debts. The fourteen-day deadline for withdrawal from an agreement without penalty should help, as will the duty to supply the buyer in advance with standardised information on all loan charges. The new element is the right to repay the loan early. What divided us most was how to make sure that the banks do not charge horrendous penalties for early repayments. The level of the penalties should now correspond only to the actual expenditure. However, I think that it would be appropriate to limit, too, the level of the charges, in view of the residual value of credit, which is what we have voted for today."@en1

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