Local view for "http://purl.org/linkedpolitics/eu/plenary/2008-01-15-Speech-2-996"
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". – An EU directive on consumer credit has been talked about for some time, so today’s debate on the directive is to be welcomed. There is great hope that the directive will lead to consumers looking beyond their own national boundaries for loans – allowing them to shop around for the cheapest loan available.
It should, when implemented and taken up by EU citizens, lead to people availing of cheaper credit.
But this is the key to its success: firstly knowledge among EU citizens of the possibility of availing of loans across borders, and secondly a willingness of citizens to take up this option.
At present, it is clear that there is a reluctance among citizens to shop around within their own Member State for best value in loans, just as there is still some resistance among consumers to change banking institutions, though that may be changing slowly.
The success or otherwise of this directive depends on its effective implementation by Member States. Only time will tell if it lives up to our expectations and provides greater choice to consumers, greater availability of consumer loans and most importantly lower costs on such loans."@en1
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"en.20080115.7.2-996"2
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The resource appears as object in 2 triples