Local view for "http://purl.org/linkedpolitics/eu/plenary/2008-01-15-Speech-2-062"
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"en.20080115.7.2-062"2
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"Mr President, I wish to begin by acknowledging the huge amount of work done by the rapporteur for our group, Mr Lechner, and also to pay tribute to both the Commission and the Council for the work we have done together on what has been a difficult and sometimes controversial proposal, which, as the Commissioner has said, has gone on over a number of years.
At its core – and here I agree completely with the Commissioner – is an extremely important proposal for Europe’s consumers in the internal market. Consumer credit is a really important mechanism for bringing consumers into the market place. We want a thriving and innovative market; we want companies actively offering a wide range of products and services tailored to the need of consumers to buy specific articles, products or services.
But, above all, we want a well-regulated market in which consumers feel confident in accessing that market and knowing that they will have the information but also the safeguards of being able to see clear contract terms. It is quite clear in financial services that good regulation encourages market activity, and that is what we have been seeking throughout this process. However, the problem we have had with this Directive is the fact that the consumer credit market across the European Union is at very different stages of development: many countries, like my own, already have well-developed regulation. The original idea of a maximum harmonisation would have meant that consumers in those countries would have been disadvantaged, and it has been trying to get that balance right that has occupied us.
I just want to correct one impression that I think Ms Kuneva gave, perhaps unintentionally: the package of compromise amendments on the table is supported with one exception only by this group. We have tabled the same amendments; it is a consensual position across Parliament. I think there is one aspect that we are still arguing about, but I am sure we will get there and then we will have a good and important package. However, the important thing is that we keep monitoring the evolution of this market, ensure that it develops in a responsible way and deal with some of the problems that might arise from the evolution and development of that market. I am confident that this House will rise to its responsibilities and we will come up with a good package tomorrow."@en1
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