Local view for "http://purl.org/linkedpolitics/eu/plenary/2007-04-23-Speech-1-078"
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"en.20070423.16.1-078"2
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".
Mr President, Commissioner, ladies and gentlemen, let me just start by expressing my most especial thanks to Mr Gauzès, who, together with this House, has put a great deal of work into moving this report forward; now that we have, of course, had the euro for some time, the driving force behind the single payment area in Europe is this House and the European Union, starting with the cross-border charges, now moving on to SEPA, and the particular part played in this by this House is something that needs to be stressed.
Despite the cultural and structural differences in the ways in which payments are made in Europe, we have managed to find a solution that fits everyone. The decision was taken in September last year; it was only pressure on the part of this House that got the Council to sort the matter out.
Some Member States, unfortunately, still believe they have to retain their inflexible systems in their dealings with the rest of Europe, but that is not what Europe is about; Europe – as Mr Wieland said – is about bringing everyone together. By projects such as this, Europe can show in practical terms what it means to ordinary people. There were, eventually, compromises on such things as D+1, on loans, on payment service providers and on the provisions for consumer protection, and the ultimate goal should still be to set the emancipated citizen as a benchmark, but I do see this as an important further step, and hope that the directive will be implemented accordingly, despite the unresolved issues remaining in some areas.
My office has recently been on the receiving end of more and more questions about what actually happens when money transfers are actually effected despite the details being wrong. To give just one example, somebody sent EUR 150 from Germany to Italy and, because of a wrong entry, EUR 113 was deducted in charges. If the banks carry on like that, they will bring the next step on themselves.
That is why I urge them to regulate themselves in a sensible manner and to be guided more by what the public want. I hope that this appeal will not lead to the light going out again; after all, it was not as bad as all that. Again, let me extend warm thanks to Mr Gauzès, and to the Commission, for making it possible for us, once again, to get the Council into line."@en1
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