Local view for "http://purl.org/linkedpolitics/eu/plenary/2004-04-19-Speech-1-069"
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"en.20040419.6.1-069"2
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"Mr President, I would like to start from a local perspective. Last Friday I visited Blantyre in my constituency to talk to an alliance of Credit Unions in that part of Scotland. As the Commissioner will know very well, Credit Unions in some parts of the Union provide cheap and affordable types of safe credit to consumers through voluntary organisations carrying out voluntary effort in a non-profit way.
They were very concerned early on in the process that they may be caught in some of the technicality of this directive. I am extremely grateful to Mr Wuermeling for the way in which, in Amendments Nos 4 and 62, he has sought to create an exemption for that kind of activity. It is really very important and my constituents were very grateful to learn just how much had been done in that respect.
While there may be still issues among us about the exact balance between the consumer and the lender contained in the Wuermeling report, we are all agreed that it is vitally important to make safe the internal market so that there can be much wider trade, but not at the cost of unfairness to consumers.
I congratulate him genuinely on the work he has done. While we will be supporting some amendments against him tomorrow, it will not be at the cost of backing the general project.
The same goes for Mrs Gebhardt's proposal. We are talking about consumer rights. No rights without remedies is a good old slogan and I think that the point of the new regulation of which the Commissioner and Mrs Gebhardt have spoken is very much to secure that there are adequate and forceful remedies for rights that we all support.
Likewise, if I may say to Mrs Ghilardotti, the idea that we should begin to develop a jurist prudence of fair-trading in the European Union is a grand one. This will be done, of course, in a negative sense by generating a general duty not to trade unfairly. I congratulate Mrs Ghilardotti for all the work she has done. There may be one or two points of disagreement in the vote tomorrow, but the point is that we are all piloting the boat in the same direction."@en1
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