Local view for "http://purl.org/linkedpolitics/eu/plenary/2004-04-19-Speech-1-067"

Predicate	Value (sorted: default)
rdf:type	lpv_eu:Speech2
dcterms:Date	"2004-04-19"^^xsd:date2
dcterms:Is Part Of	lp_eu:Consumer protection2
dcterms:Language	"es"^^xsd:language2
lpv:document identification number	"en.20040419.6.1-067"2
lpv:hasSubsequent	lp_eu:2004-04-19-Speech-1-0682
lpv:speaker	lp:Manuel Medina Ortega2
lpv:spokenAs	member; PES (1999-07-20--2004-07-19)3 member; Committee on Legal Affairs and the Internal Market (2002-01-17--2004-07-19)3 unknown; Partido Socialista Obrero Español (1999-07-20--2004-07-19)3 substitute; Committee on Citizens' Freedoms and Rights, Justice and Home Affairs (2002-02-05--2004-07-19)3 member; Delegation for relations with the countries of South America and MERCOSUR (2002-02-07--2004-07-19)3
lpv:translated text	"Mr President, on behalf of the Socialist Group, Mrs McCarthy and I have tabled a total of 25 amendments to the proposal for a Directive on consumer credit, for which Mr Wuermeling is rapporteur. As we know, there was an initial stage of indecision, during which the rapporteur thought that the directive was being modified in committee, which led this proposed directive being referred back to the Committee on Legal Affairs and the Internal Market, but, fortunately, we managed to resolve the issue and finally the rapporteur decided, in agreement with us, to present it once again with a series of amendments. Our problem is lack of time. This term of office is coming to an end. During this term of office, Parliament has not been able to complete its examination of the proposed directive and we are limited to a first reading so that the next Parliament may have the opportunity to examine it in depth. Our concern is naturally not to kill off consumer credit – which, for better or for worse, has become an essential part of our lives – and also to provide a guarantee that credit will not end up being a noose around the consumer’s neck. Our amendments are of a different nature. Some, for example, relate to the legal basis. We believe it is important to introduce Article 153 as an additional legal basis in the field of consumer protection and, furthermore, we also believe it is important to point out certain elements in the definitions. In the definitions and above all in the adherence to certain basic principles, such as, for example, the APR – Annual Percentage Rate – which is a concept we have developed here, and we must prevent it from being replaced by other criteria which are much more difficult to understand. In conclusion, we hope that tomorrow's vote may lead to a directive which is clearer to the consumer and that on this basis the next Parliament can definitively approve this directive which is so important for all the European Union's consumers."@en1

Named graphs describing this resource:

The resource appears as object in 2 triples

Context graph