Local view for "http://purl.org/linkedpolitics/eu/plenary/2005-04-27-Speech-3-129"
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".
Madam President, it is already clear the coming five years will be extremely challenging in this particular area. The smooth functioning of financial markets is essential and has a huge influence on the prosperity of each and every one of us. Financial investments underpin jobs and growth; the value of our savings; our pensions; the cost of our mortgages. Deep, liquid, dynamic European financial markets will ensure the most efficient allocation and provision of capital and services throughout the European economy, and beyond, in the global capital market.
In the last six years we have seen major progress. Most of the necessary rules outlined in the Financial Services Action Plan have been agreed on time and are now being put in place. European decision-making and regulatory structures have become more rational and efficient. Continued systematic cooperation has developed between the European institutions and market participants. All institutions and a very large majority of the market participants agree we need to continue our efforts, because our job to integrate the European financial markets is far from finished.
Our key priority for the next 12 months is to complete unfinished business in the area of financial services. We still need to deal with the remaining elements in the negotiation phase before this House and the Council, as well as the key measures now under preparation by the Commission. For example, we still need to allow more risk-sensitivity in the capital requirements for banks and investment firms (Basel II); strengthen statutory audit (the eighth Company Law Directive); fight money laundering and terrorist finance; cut down the costs for clearing and settlement; establish a European framework for reinsurance; modernise rules on insurance solvency; and create a European legal framework for payments.
In other words, the regulatory measures currently under preparation are already extremely demanding for all of us. However, I am confident we can achieve a lot in the coming year.
In the area of financial services, the Commission commends the good work done in the Committee on Economic and Monetary Affairs over the last years, and, more particularly, the report we are discussing today. There is a considerable degree of convergence between our own thinking and the thinking in the European Parliament. Many of the main themes included in the report presented today by Mrs Van den Burg on behalf of the Economic and Monetary Affairs Committee will also be reflected in the Commission’s Green Paper on its future financial services policy. We address similar priorities. In a way there is no surprise there, as we have both been very transparent in our approach and preparatory work. I do not wish to dwell on all the recommendations set out in the report, but let me highlight some which I believe are particularly important.
Firstly, there is a clear need to coordinate transposition by the Member States, strengthen enforcement and increase supervisory convergence. I broadly endorse the views expressed in the report. Particularly, I think paragraph 14 gives the right nuance as some form of integrated supervision will only be beneficial if regulation is no longer fragmented. Convergence will not occur if an integrated supervisor still needs to interpret and apply 25 different sets of regulations. Therefore, the Commission endorses a step-by-step approach, building on the European regulatory and supervisory committees in the area of financial services.
Secondly, the better regulation agenda is important. The Commission agrees that future measures must be targeted and evidence based; impact assessments will be thoroughly applied. Basic pan-European framework rules are needed so that businesses can develop European strategies and consumers can benefit from enhanced integration without artificial barriers. However, overlapping, contradictory and duplicative requirements create a burden and must therefore be withdrawn.
Thirdly, effective consultation is key. We all have listened very carefully to all different stakeholders: industry, large and small; regulators; supervisors; investors; workers and consumers. We have taken their constructive ideas on board and we have listened to each other. There is broad support for our common approach; a degree of consensus which is so crucial at the start of a new phase.
I personally hope this convergence of thinking, the good contacts established and the open way of policy-making will guarantee a swift launch for our policy programme of ‘consolidation’ for the next five years. Effective delivery of our common programme must be
mandate of the European Commission and the European Parliament. This week’s adoption of Mrs Van den Burg’s report will therefore be an important step forward."@en4
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"Madam President, it is already clear the coming five years will be extremely challenging in this particular area. The smooth functioning of financial markets is essential and has a huge influence on the prosperity of each and every one of us. Financial investments underpin jobs and growth; the value of our savings; our pensions; the cost of our mortgages. Deep, liquid, dynamic European financial markets will ensure the most efficient allocation and provision of capital and services throughout the European economy, and beyond, in the global capital market.
In the last six years we have seen major progress. Most of the necessary rules outlined in the Financial Services Action Plan have been agreed on time and are now being put in place. European decision-making and regulatory structures have become more rational and efficient. Continued systematic cooperation has developed between the European institutions and market participants. All institutions and a very large majority of the market participants agree we need to continue our efforts, because our job to integrate the European financial markets is far from finished.
Our key priority for the next 12 months is to complete unfinished business in the area of financial services. We still need to deal with the remaining elements in the negotiation phase before this House and the Council, as well as the key measures now under preparation by the Commission. For example, we still need to allow more risk-sensitivity in the capital requirements for banks and investment firms (Basel II); strengthen statutory audit (the eighth Company Law Directive); fight money laundering and terrorist finance; cut down the costs for clearing and settlement; establish a European framework for reinsurance; modernise rules on insurance solvency; and create a European legal framework for payments.
In other words, the regulatory measures currently under preparation are already extremely demanding for all of us. However, I am confident we can achieve a lot in the coming year.
In the area of financial services, the Commission commends the good work done in the Committee on Economic and Monetary Affairs over the last years, and, more particularly, the report we are discussing today. There is a considerable degree of convergence between our own thinking and the thinking in the European Parliament. Many of the main themes included in the report presented today by Mrs Van den Burg on behalf of the Economic and Monetary Affairs Committee will also be reflected in the Commission’s Green Paper on its future financial services policy. We address similar priorities. In a way there is no surprise there, as we have both been very transparent in our approach and preparatory work. I do not wish to dwell on all the recommendations set out in the report, but let me highlight some which I believe are particularly important.
Firstly, there is a clear need to coordinate transposition by the Member States, strengthen enforcement and increase supervisory convergence. I broadly endorse the views expressed in the report. Particularly, I think paragraph 14 gives the right nuance as some form of integrated supervision will only be beneficial if regulation is no longer fragmented. Convergence will not occur if an integrated supervisor still needs to interpret and apply 25 different sets of regulations. Therefore, the Commission endorses a step-by-step approach, building on the European regulatory and supervisory committees in the area of financial services.
Secondly, the better regulation agenda is important. The Commission agrees that future measures must be targeted and evidence based; impact assessments will be thoroughly applied. Basic pan-European framework rules are needed so that businesses can develop European strategies and consumers can benefit from enhanced integration without artificial barriers. However, overlapping, contradictory and duplicative requirements create a burden and must therefore be withdrawn.
Thirdly, effective consultation is key. We all have listened very carefully to all different stakeholders: industry, large and small; regulators; supervisors; investors; workers and consumers. We have taken their constructive ideas on board and we have listened to each other. There is broad support for our common approach; a degree of consensus which is so crucial at the start of a new phase.
I personally hope this convergence of thinking, the good contacts established and the open way of policy-making will guarantee a swift launch for our policy programme of ‘consolidation’ for the next five years. Effective delivery of our common programme must be
mandate of the European Commission and the European Parliament. This week’s adoption of Mrs Van den Burg’s report will therefore be an important step forward."@cs1
"Fru formand, det er allerede klart, at de kommende fem år bliver yderst udfordrende på dette område. Finansmarkedernes gnidningsløse funktion er af afgørende betydning og har stor indflydelse på alles velstand. Finansielle investeringer støtter arbejdspladser og vækst, værdien af vores opsparing, vores pensioner og prisen på vores huslån. Dybe, likvide og dynamiske europæiske finansmarkeder vil sikre den mest effektive forsyning med og udbud af kapital og tjenesteydelser i hele den europæiske økonomi, og ud over den på det globale kapitalmarked.
I de sidste seks år har vi oplevet væsentlige fremskridt. De fleste af de nødvendige regler, der er skitseret i handlingsplanen for finansielle tjenesteydelser, er blevet vedtaget til tiden og er nu ved at blive gennemført. Europæisk beslutningstagning og tilsynsstrukturerne er blevet mere rationelle og effektive. Et fortsat systematisk samarbejde har udviklet sig mellem de europæiske institutioner og aktørerne på markedet. Alle institutioner og et meget stort flertal af aktørerne på markedet er enige om, at vi må fortsætte vores bestræbelser, fordi vores opgave, at integrere de europæiske finansmarkeder, langtfra er afsluttet.
Det vigtigste punkt for os i det næste år bliver at afslutte det, der ikke er afsluttet inden for finansielle tjenesteydelser. Vi må stadig forholde os til de resterende elementer i den forhandlingsfase, som Parlamentet og Rådet er i gang med, såvel som de vigtigste foranstaltninger, der nu er ved at blive udarbejdet af Kommissionen. F.eks. har vi stadig brug for at tillade større risikofølsomhed i de kapitalkrav, der stilles til banker og investeringsfirmaer (Basel II), at styrke lovfæstet revision (det 8. selskabsdirektiv), at bekæmpe hvidvask af penge og finansiering af terrorister, at skære ned på omkostningerne ved clearing og afvikling, at etablere en europæisk ramme for genforsikring, at modernisere reglerne for forsikringsselskabers solvens og at skabe en europæisk juridisk ramme for betalinger.
Med andre ord er de lovbestemmelser, der i øjeblikket er under udarbejdelse, allerede yderst krævende for os alle. Men jeg er sikker på, at vi kan nå en masse i det kommende år.
Vedrørende finansielle tjenesteydelser vil Kommissionen rose det gode arbejde, der er gjort i Økonomi- og Valutaudvalget i de sidste år, og i særdeleshed den betænkning, vi drøfter i dag. Der er betydelig overensstemmelse mellem vores egen tankegang og Parlamentets. Mange af de vigtigste temaer, der er medtaget i den betænkning, fru van den Burg på vegne af Økonomi- og Valutaudvalget har forelagt for os i dag, vil også afspejle sig i Kommissionens grønbog om den fremtidige politik for finansielle tjenesteydelser. Vi tager fat på lignende vigtige ting. På en måde er der ikke nogen overraskelser i dette, da vi begge har været meget åbne i vores tilgang og i det forberedende arbejde. Jeg vil ikke dvæle ved alle de henstillinger, der er formuleret i betænkningen, men lad mig understrege nogle, som jeg finder særlig vigtige.
For det første er der et klart behov for at koordinere gennemførelsen i national ret fra medlemsstaternes side og for at styrke håndhævelsen af reglerne og forstærke ensartethed på det tilsynsmæssige område. Jeg kan stort set tilslutte mig de synspunkter, der er udtrykt i denne betænkning. I særdeleshed mener jeg, at punkt 14 giver den rigtige nuance, da en form for integreret tilsyn kun vil gavne, hvis reglerne ikke længere er fragmenterede. Der vil ikke ske en gensidig tilnærmelse, hvis det stadig er nødvendigt for en integreret tilsynsmyndighed at fortolke og anvende 25 forskellige regelsæt. Derfor går Kommissionen ind for, at man går gradvis frem og bygger på EU's udvalg for regulering og tilsyn inden for området med finansielle tjenesteydelser.
For det andet er det vigtigt at bedre regulering er kommet på dagsordenen. Kommissionen er enig i, at fremtidige foranstaltninger må målrettes og baseres på kendsgerninger. Der vil ske en grundig vurdering af virkningerne. Der er brug for grundlæggende regler for rammerne på fælleseuropæisk plan, så erhvervslivet kan udvikle europæiske strategier, og forbrugerne kan drage fordel af en forøget integration uden kunstige skranker. Men overlappende og indbyrdes modstridende krav skaber en byrde, og derfor må de fjernes.
For det tredje er løsningen effektive høringer. Vi har alle lyttet meget omhyggeligt til alle de forskellige berørte: sektoren selv (store såvel som små medlemmer), tilsynsmyndigheder, investorer, arbejdstagere og forbrugere. Vi har medtaget deres konstruktive idéer, og vi har lyttet til hinanden. Der er bred støtte til vores fælles holdning - en grad af enighed, som også er afgørende nødvendig her ved begyndelsen af en ny fase.
Personlig håber jeg, at en tilnærmelse i tankegang, de gode kontakter, der er etableret, og en åben beslutningsproces vil garantere en hurtig igangsættelse af vores politiske program om "konsolidering" i de næste fem år. Et effektivt fælles program må være
for Kommissionen og Parlamentet. Vedtagelsen i denne uge af fru van den Burgs betænkning vil derfor være et vigtigt fremskridt."@da2
".
Frau Präsidentin! Schon heute zeichnet sich ab, dass uns die kommenden fünf Jahre auf diesem speziellen Gebiet vor außerordentlich große Herausforderungen stellen werden. Das reibungslose Funktionieren der Finanzmärkte ist unabdingbar und hat immense Auswirkungen auf den allgemeinen Wohlstand jedes Einzelnen von uns. Investitionen sichern Arbeitsplätze und Wachstum, den Wert unserer Ersparnisse, unsere Renten, die Kosten für unsere Hypotheken. Starke, liquide, dynamische europäische Finanzmärkte werden dafür Sorge tragen, dass in der gesamten europäischen Wirtschaft und darüber hinaus auf dem globalen Kapitalmarkt auf effektivste Weise Kapital bereitgestellt wird und Dienstleistungen erbracht werden.
In den letzten sechs Jahren waren wir Zeuge wesentlicher Fortschritte. Die wichtigsten Maßnahmen des Aktionsplans für Finanzdienstleistungen wurden rechtzeitig festgelegt und werden jetzt umgesetzt. Die europäischen Entscheidungs- und Regelungsstrukturen sind rationeller und effizienter geworden. Zwischen den europäischen Institutionen und Marktteilnehmern hat sich eine ständige systematische Zusammenarbeit entwickelt. Alle Institutionen und die Mehrzahl der Marktteilnehmer sind sich darin einig, dass wir unsere Bemühungen fortsetzen müssen, denn unsere Aufgabe, nämlich die Integration der europäischen Finanzmärkte, ist längst noch nicht erledigt.
Oberste Priorität wird in den kommenden 12 Monaten die Beendigung noch unerledigter Arbeiten auf dem Gebiet der Finanzdienstleistungen haben. Wir müssen uns mit den restlichen Elementen in der Verhandlungsphase im Parlament und im Rat sowie mit den wichtigsten Maßnahmen befassen, die gegenwärtig von der Kommission vorbereitet werden. So müssen wir beispielsweise eine größere Risikosensitivität bei den Eigenkapitalanforderungen für Banken und Investmentfirmen (Basel II) zulassen; die Pflichtprüfung verstärken (8. Gesellschaftsrechtsrichtlinie); die Geldwäsche und die Finanzierung des Terrorismus bekämpfen; die Kosten für Verrechnung und Saldenausgleich reduzieren; einen europäischen Rahmen für Rückversicherung schaffen; die Regelungen zur Solvenz von Versicherungen modernisieren sowie einen europäischen gesetzlichen Rahmen für Zahlungen schaffen.
Mit anderen Worten, die Regulierungsmaßnahmen, die gegenwärtig erarbeitet werden, stellen an uns alle höchste Anforderungen. Ich bin jedoch zuversichtlich, dass wir im kommenden Jahr viel erreichen können.
Auf dem Gebiet der Finanzdienstleistungen spricht die Kommission dem Ausschuss für Wirtschaft und Währung ein großes Lob für die gute Arbeit aus, die in den letzten Jahren geleistet wurde, und insbesondere für den Bericht, über den wir heute diskutieren. Es besteht eine beachtliche Übereinstimmung zwischen unseren Ansichten und denen des Europäischen Parlaments. Viele der Hauptthemen, die in den Bericht aufgenommen wurden, den uns Frau van den Burg heute im Namen des Ausschusses für Wirtschaft und Währung vorgelegt hat, werden auch im Grünbuch der Kommission zu ihrer zukünftigen Politik im Bereich Finanzdienstleistungen zu finden sein. Wir setzen vergleichbare Prioritäten. Das überrascht eigentlich nicht, da beide in ihrem Konzept und in ihrer Vorbereitung sehr offen waren. Ich möchte nicht weiter auf all die im Bericht gemachten Empfehlungen eingehen. Lassen Sie mich jedoch einige hervorheben, die nach meinem Dafürhalten besonders wichtig sind.
Erstens ist es unbedingt erforderlich, die Umsetzung durch die Mitgliedstaaten zu koordinieren, die Durchsetzung zu verstärken und die Konvergenz in Fragen der Regulierung und Aufsicht zu verbessern. Ich unterstütze die im Bericht dargelegten Ansichten im weitesten Sinne. Insbesondere denke ich, dass in Ziffer 14 der richtige Akzent gesetzt wird, da eine gewisse Form der Konvergenz der Kontrollbefugnisse nur dann sinnvoll ist, wenn die Regulierung nicht mehr aufgesplittert ist. Es wird keine Konvergenz geben, wenn eine integrierte Aufsicht weiterhin 25 verschiedene Regelungen interpretieren und anwenden muss. Daher spricht sich die Kommission für ein schrittweises Vorgehen aus, das sich auf die europäischen Regelungs- und Überwachungsausschüsse im Bereich Finanzdienstleistungen stützt.
Zweitens ist ein besseres Regulierungskonzept wichtig. Die Kommission stimmt zu, dass zukünftige Maßnahmen gezielt erfolgen und auf Fakten beruhen müssen; die Folgenabschätzungen werden durchweg Anwendung finden. Wir brauchen grundlegende gesamteuropäische Rahmenbedingungen, damit Unternehmen europäische Strategien entwickeln und die Verbraucher von einer verstärkten Integration ohne künstliche Hürden profitieren können. Vorschriften, die sich überschneiden, widersprüchliche und doppelte Vorschriften stellen eine Belastung dar und müssen daher zurückgenommen werden.
Drittens: wirksame Konsultationen sind oberstes Gebot. Wir haben den verschiedenen Interessengruppen sehr aufmerksam zugehört: großen sowie kleinen Unternehmen, den Regulierungsbehörden, den Aufsichtsbehörden, den Investoren, den Arbeitnehmern und den Verbrauchern. Wir haben ihre konstruktiven Ideen übernommen und einander zugehört. Für unser gemeinsames Vorgehen gibt es breite Zustimmung. Ein solcher Konsens ist so enorm wichtig zu Beginn einer neuen Etappe.
Persönlich hoffe ich, dass diese Übereinstimmung im Denken, die hergestellten guten Kontakte und die offene Form der Politikgestaltung für eine schnelle Inangriffnahme unseres politischen Programms der „Konsolidierung“ für die kommenden fünf Jahre sorgen werden. Die effiziente Durchführung unseres gemeinsamen Programms muss zu
Auftrag der Europäischen Kommission und des Europäischen Parlaments werden. Die Annahme des Berichts von Frau van den Burg in dieser Woche wird ein wichtiger Schritt nach vorn sein."@de9
"Κυρία Πρόεδρε, είναι ήδη σαφές ότι τα ερχόμενα πέντε χρόνια θα είναι άκρως ενδιαφέροντα σε αυτόν το συγκεκριμένο τομέα. Η ομαλή λειτουργία των χρηματοπιστωτικών αγορών είναι θεμελιώδης και έχει τεράστια επίδραση στην ευημερία του καθενός μας. Οι χρηματοοικονομικές επενδύσεις ενισχύουν τις θέσεις απασχόλησης και την ανάπτυξη· την αξία των αποταμιεύσεών μας· τις συντάξεις μας· το κόστος των υποθηκών μας. Οι βαθιά εδραιωμένες, με υψηλή ρευστότητα, δυναμικές ευρωπαϊκές χρηματοπιστωτικές αγορές θα διασφαλίσουν την αποδοτικότερη κατανομή και παροχή κεφαλαίων και υπηρεσιών σε ολόκληρη την ευρωπαϊκή οικονομία, και πέραν αυτής, στην παγκόσμια κεφαλαιαγορά.
Τα τελευταία έξι χρόνια έχει σημειωθεί σημαντική πρόοδος. Οι περισσότεροι από τους απαραίτητους κανόνες που περιγράφονται στο Σχέδιο Δράσης για τις Χρηματοπιστωτικές Υπηρεσίες έχουν συμφωνηθεί εγκαίρως και τώρα τίθενται σε εφαρμογή. Οι ευρωπαϊκές δομές λήψης αποφάσεων και ρύθμισης έχουν καταστεί πιο ορθολογιστικές και αποτελεσματικές. Έχει αναπτυχθεί συνεχής συστηματική συνεργασία μεταξύ των ευρωπαϊκών θεσμικών οργάνων και των παραγόντων της αγοράς. Όλα τα θεσμικά όργανα και η μεγάλη πλειοψηφία των παραγόντων της αγοράς συμφωνούν ότι πρέπει να συνεχίσουμε τις προσπάθειές μας, διότι η αποστολή μας για την ολοκλήρωση των ευρωπαϊκών χρηματοπιστωτικών αγορών απέχει πολύ από την εκπλήρωσή της.
Η βασική μας προτεραιότητα για τους επόμενους 12 μήνες είναι η ολοκλήρωση του ημιτελούς έργου στον τομέα των χρηματοπιστωτικών υπηρεσιών. Πρέπει ακόμη να αντιμετωπίσουμε τα στοιχεία που συνεχίζουν να βρίσκονται στο στάδιο διαπραγμάτευσης ενώπιον του Κοινοβουλίου και του Συμβουλίου, καθώς και τα βασικά μέτρα που προετοιμάζει τώρα η Επιτροπή. Για παράδειγμα, πρέπει ακόμη να επιτρέψουμε περισσότερη ευαισθησία απέναντι στους κινδύνους για την κεφαλαιακή επάρκεια των τραπεζών και των εταιρειών επενδύσεων (Βασιλεία II)· να ενισχύσουμε τον νόμιμο έλεγχο (όγδοη οδηγία εταιρικού δικαίου)· να καταπολεμήσουμε τη νομιμοποίηση εσόδων από παράνομες δραστηριότητες και τη χρηματοδότηση της τρομοκρατίας· να περικόψουμε το κόστος του συμψηφισμού και του διακανονισμού· να θεσπίσουμε ένα ευρωπαϊκό πλαίσιο για την αντασφάλιση· να εκσυγχρονίσουμε τους κανόνες φερεγγυότητας στον ασφαλιστικό τομέα· και να δημιουργήσουμε ένα ευρωπαϊκό νομικό πλαίσιο πληρωμών.
Με άλλα λόγια, τα ρυθμιστικά μέτρα τα οποία βρίσκονται σήμερα υπό προετοιμασία είναι ήδη εξαιρετικά απαιτητικά για όλους μας. Ωστόσο, είμαι βέβαιος ότι μπορούμε να επιτύχουμε πολλά τον επόμενο χρόνο.
Στον τομέα των χρηματοπιστωτικών υπηρεσιών, η Επιτροπή επαινεί το εξαίρετο έργο της Επιτροπής Οικονομικής και Νομισματικής Πολιτικής τα τελευταία χρόνια, και, ιδιαίτερα, την έκθεση την οποία συζητούμε σήμερα. Υπάρχει ένας σημαντικός βαθμός σύγκλισης μεταξύ του δικού μας τρόπου σκέψης και του τρόπου σκέψης του Ευρωπαϊκού Κοινοβουλίου. Πολλά από τα κύρια θέματα που περιλαμβάνονται στην έκθεση την οποία παρουσιάζει η κ. Van den Burg εξ ονόματος της Επιτροπής Οικονομικών και Νομισματικών Υποθέσεων θα παρουσιαστούν και στο Πράσινο Βιβλίο της Επιτροπής σχετικά με τη μελλοντική της πολιτική για τις χρηματοπιστωτικές υπηρεσίες. Αναφερόμαστε σε παρόμοιες προτεραιότητες. Κατά κάποιο τρόπο, αυτό δεν αποτελεί έκπληξη, καθώς και οι δύο ήμασταν πολύ διαφανείς στην προσέγγιση και στο προπαρασκευαστικό έργο μας. Δεν θα ήθελα να επεκταθώ σε όλες τις συστάσεις που παρουσιάζονται στην έκθεση, αλλά επιτρέψτε μου να τονίσω ορισμένες που πιστεύω ότι είναι ιδιαίτερα σημαντικές.
Πρώτον, υπάρχει σαφής ανάγκη συντονισμού της μεταφοράς στην εθνική νομοθεσία από τα κράτη μέλη, ενίσχυσης της επιβολής και αύξησης της σύγκλισης στον τομέα της εποπτείας. Υποστηρίζω πλήρως τις απόψεις που εκφράζονται στην έκθεση. Συγκεκριμένα, πιστεύω ότι η παράγραφος 14 δίνει τη σωστή χροιά καθώς η ολοκληρωμένη εποπτεία ορισμένης μορφής θα είναι ευεργετική μόνο εάν η ρύθμιση δεν είναι πλέον αποσπασματική. Η σύγκλιση δεν είναι εφικτή εάν μία ενοποιημένη εποπτική αρχή εξακολουθεί να πρέπει να ερμηνεύσει και να εφαρμόσει 25 διαφορετικές δέσμες κανονισμών. Συνεπώς, η Επιτροπή υποστηρίζει μία σταδιακή προσέγγιση, στηριζόμενη στην ευρωπαϊκή επιτροπή κανονιστικών ρυθμίσεων και στην ευρωπαϊκή επιτροπή εποπτείας στον τομέα των χρηματοπιστωτικών υπηρεσιών.
Δεύτερον, η ατζέντα για καλύτερη ρύθμιση είναι σημαντική. Η Επιτροπή συμφωνεί ότι τα μελλοντικά μέτρα πρέπει να είναι στοχοθετημένα και βασισμένα σε στοιχεία· θα εφαρμόζονται επιμελώς εκτιμήσεις επιπτώσεων. Απαιτούνται βασικοί πανευρωπαϊκοί κανόνες πλαίσια ούτως ώστε οι επιχειρήσεις να μπορούν να αναπτύξουν ευρωπαϊκές στρατηγικές και οι καταναλωτές να μπορούν να ωφεληθούν από την ενισχυμένη ολοκλήρωση χωρίς τεχνητά εμπόδια. Ωστόσο, αλληλεπικαλυπτόμενες, αντιφατικές και επαναλαμβανόμενες απαιτήσεις προκαλούν επιβάρυνση και πρέπει ως εκ τούτου να αποσύρονται.
Τρίτον, η αποτελεσματική διαβούλευση είναι καίρια. Όλοι μας ακούσαμε διάφορους ενδιαφερομένους: τις επιχειρήσεις, μεγάλες και μικρές· ρυθμιστικές αρχές· εποπτικές αρχές· επενδυτές· εργαζομένους και καταναλωτές. Λάβαμε υπόψη τις εποικοδομητικές τους ιδέες και ακούσαμε ο ένας τον άλλο. Υπάρχει ευρεία υποστήριξη για την κοινή μας προσέγγιση· ένας βαθμός συναίνεσης που είναι ζωτικής σημασίας στο ξεκίνημα μίας νέας φάσης.
Προσωπικά ελπίζω ότι αυτή η σύγκλιση απόψεων, η επίτευξη καλής επικοινωνίας και ο ανοιχτός τρόπος διαμόρφωσης πολιτικής θα διασφαλίσει ένα ομαλό ξεκίνημα για το πρόγραμμα πολιτικής μας για την «ενοποίηση» τα επόμενα πέντε χρόνια. Η αποτελεσματική απόδοση του κοινού μας προγράμματος πρέπει να είναι
εντολή της Ευρωπαϊκής Επιτροπής και του Ευρωπαϊκού Κοινοβουλίου. Η έγκριση αυτή την εβδομάδα της έκθεσης της κ. Van den Burg θα είναι συνεπώς ένα σημαντικό βήμα προόδου."@el10
".
Señora Presidenta, está claro que los próximos cinco años plantearán grandes retos en este ámbito en particular. El buen funcionamiento de los mercados financieros tiene una importancia fundamental y una enorme influencia en la prosperidad de todos y cada uno de nosotros. Las inversiones financieras sustentan el empleo y el crecimiento; el valor de nuestros ahorros; nuestras pensiones; el coste de nuestras hipotecas. Unos mercados financieros europeos integrados, flexibles y dinámicos garantizarán una mayor eficiencia en la circulación y prestación de capitales y servicios en el conjunto de la economía europea y también en el mercado mundial de capitales.
En los últimos seis años se han producido grandes avances. La mayor parte de las normas que se contemplaban en el Plan de acción para los servicios financieros se han aprobado a tiempo y se están empezando a aplicar ahora. Las estructuras europeas de decisión y regulación se han hecho más racionales y eficientes. Se ha establecido una cooperación sistemática y continua entre las instituciones europeas y los partícipes del mercado. Todas las instituciones y la gran mayoría de los partícipes del mercado están de acuerdo en que necesitamos persistir en nuestro esfuerzo, porque la tarea de integrar los mercados financieros europeos está lejos de haber concluido.
Nuestra prioridad fundamental para los próximos 12 meses es concluir el trabajo pendiente en el área de los servicios financieros. Tenemos todavía que ocuparnos de los elementos que quedan en la fase de negociación con esta Cámara y el Consejo, así como de las medidas clave que está ahora preparando la Comisión. Por ejemplo, todavía es necesario que permitamos una mayor sensibilidad al riesgo en los requisitos de capital de las instituciones de crédito y empresas de inversión (Basilea II); reforzar la auditoría legal (la octava Directiva sobre el Derecho de sociedades); combatir el blanqueo de dinero y la financiación de grupos terroristas; reducir los costes de compensación y liquidación; establecer un marco europeo para los reaseguros; modernizar las normas sobre solvencia asegurada; y crear un marco jurídico europeo para los pagos.
En otras palabras, las medidas reguladores que se están preparando actualmente son ya muy exigentes para todos. No obstante, confío en que podamos conseguir muchas cosas el año que viene.
En el ámbito de los servicios financieros, la Comisión elogia el excelente trabajo realizado por la Comisión de Asuntos Económicos y Monetarios en los últimos años y, sobre todo, el informe que estamos debatiendo hoy. Existe un alto nivel de convergencia entre lo que nosotros pensamos y lo que piensa el Parlamento Europeo. Muchos de los temas principales que se tratan en el informe presentado hoy por la señora Van den Burg en nombre de la Comisión de Asuntos Económicos y Monetarios quedarán también reflejados en el Libro Verde de la Comisión sobre su futura política en materia de servicios financieros. Nuestras prioridades son similares. En cierta manera eso no nos sorprende, puesto que ambas partes hemos sido muy transparentes en nuestro planteamiento y en nuestros trabajos de preparación. No quiero ahondar en todas las recomendaciones que contiene el informe, pero permítanme que incida en algunas de ellas que me parecen particularmente importantes.
En primer lugar, existe una necesidad evidente de coordinar la transposición de las normas comunitarias a la legislación de los Estados miembros, reforzar su aplicación y aumentar la convergencia en la supervisión. En términos generales, comparto las opiniones expresadas en el informe. En particular, creo que el apartado 14 plantea de manera correcta que cualquier forma de convergencia en la supervisión solo será beneficiosa si la legislación deja de estar fragmentada. La convergencia no se producirá si se sigue necesitando un supervisor capaz de interpretar y aplicar 25 legislaciones diferentes. Por lo tanto, la Comisión es partidaria de adoptar una estrategia gradual, basada en los comités europeos de reguladores y supervisores en el ámbito de los servicios financieros.
En segundo lugar, es importante mejorar el programa de trabajo relacionado con la normativa. La Comisión está de acuerdo en que en el futuro se adopten medidas con fines específicos y se realicen siempre evaluaciones del impacto basadas en pruebas. Reconoce también la necesidad de unas normas básicas que regulen el marco paneuropeo, de manera que las empresas puedan formular estrategias europeas y los consumidores puedan beneficiarse de una mayor integración sin barreras artificiales. No obstante, considera que los solapamientos, contradicciones y duplicaciones de requisitos constituyen una carga y, por tanto, tienen que ser eliminados.
En tercer lugar, es fundamental que se lleve a cabo un amplio proceso de consulta. Hemos escuchado con mucha atención a todas las partes afectadas: a las empresas, pequeñas y grandes; a los reguladores, a los supervisores; a los inversores; a los trabajadores y a los consumidores. Hemos tenido en cuenta sus ideas constructivas y nos hemos escuchado mutuamente. Nuestro enfoque común goza de un apoyo generalizado, un grado de consenso que es tan importante al inicio de una nueva fase.
Personalmente, espero que con esta convergencia de ideas, los buenos contactos establecidos y el modo transparente de hacer política, se garantice la rápida puesta en marcha de nuestro programa político de «consolidación» para los próximos cinco años. El buen funcionamiento de este programa comunitario tiene que ser
mandato de la Comisión Europea y del Parlamento Europeo. La aprobación esta semana del informe de la señora Van den Burg será, por tanto, un importante paso adelante."@es20
"Madam President, it is already clear the coming five years will be extremely challenging in this particular area. The smooth functioning of financial markets is essential and has a huge influence on the prosperity of each and every one of us. Financial investments underpin jobs and growth; the value of our savings; our pensions; the cost of our mortgages. Deep, liquid, dynamic European financial markets will ensure the most efficient allocation and provision of capital and services throughout the European economy, and beyond, in the global capital market.
In the last six years we have seen major progress. Most of the necessary rules outlined in the Financial Services Action Plan have been agreed on time and are now being put in place. European decision-making and regulatory structures have become more rational and efficient. Continued systematic cooperation has developed between the European institutions and market participants. All institutions and a very large majority of the market participants agree we need to continue our efforts, because our job to integrate the European financial markets is far from finished.
Our key priority for the next 12 months is to complete unfinished business in the area of financial services. We still need to deal with the remaining elements in the negotiation phase before this House and the Council, as well as the key measures now under preparation by the Commission. For example, we still need to allow more risk-sensitivity in the capital requirements for banks and investment firms (Basel II); strengthen statutory audit (the eighth Company Law Directive); fight money laundering and terrorist finance; cut down the costs for clearing and settlement; establish a European framework for reinsurance; modernise rules on insurance solvency; and create a European legal framework for payments.
In other words, the regulatory measures currently under preparation are already extremely demanding for all of us. However, I am confident we can achieve a lot in the coming year.
In the area of financial services, the Commission commends the good work done in the Committee on Economic and Monetary Affairs over the last years, and, more particularly, the report we are discussing today. There is a considerable degree of convergence between our own thinking and the thinking in the European Parliament. Many of the main themes included in the report presented today by Mrs Van den Burg on behalf of the Economic and Monetary Affairs Committee will also be reflected in the Commission’s Green Paper on its future financial services policy. We address similar priorities. In a way there is no surprise there, as we have both been very transparent in our approach and preparatory work. I do not wish to dwell on all the recommendations set out in the report, but let me highlight some which I believe are particularly important.
Firstly, there is a clear need to coordinate transposition by the Member States, strengthen enforcement and increase supervisory convergence. I broadly endorse the views expressed in the report. Particularly, I think paragraph 14 gives the right nuance as some form of integrated supervision will only be beneficial if regulation is no longer fragmented. Convergence will not occur if an integrated supervisor still needs to interpret and apply 25 different sets of regulations. Therefore, the Commission endorses a step-by-step approach, building on the European regulatory and supervisory committees in the area of financial services.
Secondly, the better regulation agenda is important. The Commission agrees that future measures must be targeted and evidence based; impact assessments will be thoroughly applied. Basic pan-European framework rules are needed so that businesses can develop European strategies and consumers can benefit from enhanced integration without artificial barriers. However, overlapping, contradictory and duplicative requirements create a burden and must therefore be withdrawn.
Thirdly, effective consultation is key. We all have listened very carefully to all different stakeholders: industry, large and small; regulators; supervisors; investors; workers and consumers. We have taken their constructive ideas on board and we have listened to each other. There is broad support for our common approach; a degree of consensus which is so crucial at the start of a new phase.
I personally hope this convergence of thinking, the good contacts established and the open way of policy-making will guarantee a swift launch for our policy programme of ‘consolidation’ for the next five years. Effective delivery of our common programme must be
mandate of the European Commission and the European Parliament. This week’s adoption of Mrs Van den Burg’s report will therefore be an important step forward."@et5
"Arvoisa puhemies, jo nyt on selvää, että tulevat viisi vuotta ovat erityisen haastavia tällä erityisalalla. Rahoitusmarkkinoiden sulava toiminta on hyvin tärkeää, ja sillä on suuri merkitys meidän kaikkien vaurauteen. Rahoitusomaisuuden sijoittaminen lisää työpaikkoja ja kasvua, säästöjemme arvoa ja eläkkeitämme ja vaikuttaa kiinnitystemme kustannuksiin. Laajat, maksuvalmiit ja dynaamiset Euroopan rahoitusmarkkinat takaavat tehokkaimman mahdollisen pääoman ja palvelujen kohdentamisen ja tarjonnan koko Euroopan taloudessa ja myös maailmanlaajuisilla pääomamarkkinoilla.
Viimeisten kuuden vuoden aikana olemme havainneet suurta edistymistä. Suurin osa rahoituspalvelujen toimintasuunnitelmassa esitetyistä tarvittavista säännöistä on hyväksytty ajallaan ja niitä pannaan parhaillaan täytäntöön. Euroopan unionin päätöksenteosta ja sääntelyrakenteista on tullut entistä järkevämpiä ja tehokkaampia. Jatkuva järjestelmällinen yhteistyö yhteisön toimielinten ja markkinatoimijoiden kesken on kehittynyt. Kaikki toimielimet ja markkinatoimijoiden suuri enemmistö katsovat, että meidän on jatkettava pyrkimyksiämme, sillä Euroopan rahoitusmarkkinoiden yhdentäminen ei ole vielä lähelläkään päätöstä.
Seuraavien 12 kuukauden aikana ensisijainen tavoitteemme on saattaa päätökseen keskeneräiset toimet rahoituspalveluiden alalla. Meidän on vielä käsiteltävä vielä avoimia tekijöitä parlamentin ja neuvoston välisessä neuvotteluvaiheessa sekä komission parhaillaan valmistelemia avaintoimenpiteitä. Meidän on esimerkiksi mahdollistettava entistä laajempi riskiherkkyys pankkien ja sijoitusyhtiöiden pääomavaatimuksissa (Basel II), vahvistettava lakisääteistä tilintarkastusta (kahdeksas yhtiöoikeusdirektiivi), torjuttava rahanpesua ja terrorismin rahoitusta, leikattava selvitystoiminnan kustannuksia, luotava jälleenvakuutusten eurooppalainen kehys, nykyaikaistettava vakuutusalan solvenssisääntöjä ja luotava maksualan eurooppalainen oikeudellinen kehys.
Toisin sanoen parhaillaan valmisteltavat sääntelytoimenpiteet ovat hyvin vaativia meidän kaikkien kannalta. Olen kuitenkin vakuuttunut, että voimme saavuttaa paljon tulevan vuoden aikana.
Rahoituspalvelujen alalla komissio kiittää talous- ja raha-asioiden valiokunnan erinomaista työtä viime vuosien aikana ja erityisesti mietintöä, jota tänään tarkastelemme. Meidän ajatuksemme ja Euroopan parlamentin ajatukset ovat lähentyneet huomattavasti toisiaan. Monia jäsen van den Burgin talous- ja raha-asioiden valiokunnan puolesta tänään esittelemän mietinnön pääteemoista käsitellään myös komission vihreässä kirjassa sen tulevasta rahoituspalvelupolitiikasta. Käsittelemme samoja ensisijaisia tavoitteita. Tämä ei tavallaan ole yllättävää, sillä meidän molempien lähestymistapa ja valmistelutyö ovat olleet hyvin avoimia. En halua nyt paneutua kaikkiin mietinnössä esitettyihin suosituksiin, mutta korostan niistä joitakin, jotka katson erityisen merkittäviksi.
Ensinnäkin on selvästi tarpeen koordinoida lainsäädännön saattamista osaksi kansallista lainsäädäntöä jäsenvaltioissa, vahvistaa valvontaa ja lisätä valvonnan lähentymistä. Kannatan vankasti mietinnössä esitettyjä näkemyksiä. Katson erityisesti, että 14 kohdassa esitetään oikea merkitysvivahde, sillä tietyt yhdennetyn valvonnan muodot ovat hyödyllisiä vain, jos sääntely ei enää ole hajanaista. Lähentymistä ei tapahdu, jos yhdennetyn valvojan on edelleen tulkittava ja sovellettava 25 erilaista säännöstöä. Komissio kannattaa tämän vuoksi vaiheittaista lähestymistapaa, joka perustuu eurooppalaisiin sääntely- ja valvontakomiteoihin rahoituspalvelujen alalla.
Toiseksi myös parempaa sääntelyä koskeva toimintasuunnitelma on merkittävä. Komissio myöntää, että tulevien toimenpiteiden on oltava kohdennettuja ja perustuttava näyttöön; vaikutusten arviointi toteutetaan huolellisesti. Tarvitaan perustavaa laatua olevat yleiseurooppalaiset puitesäännöt, jotta yritykset voivat kehittää eurooppalaisia strategioita ja kuluttajat voivat hyötyä lisääntyneestä yhdentymisestä ilman keinotekoisia rajoja. Päällekkäiset, ristiriitaiset ja kaksinkertaiset vaatimukset ovat kuitenkin taakka ja ne on peruttava.
Kolmanneksi tehokas kuuleminen on ratkaisevaa. Olemme kaikki kuulleet huolellisesti kaikkia eri sidosryhmiä: pieniä ja suuria alan edustajia, sääntelijöitä, valvojia, sijoittajia, työntekijöitä ja kuluttajia. Olemme ottaneet huomioon näiden rakentavat ajatukset ja kuulleet toisiamme. Yhteistä lähestymistapaamme kannatetaan laajalti. Tällainen yksimielisyys on ratkaisevaa uuden vaiheen alussa.
Henkilökohtaisesti toivon, että tämä ajattelutapojen lähentyminen, luodut hyvät yhteydet ja päätöksenteon avoin tapa takaavat konsolidointia koskevan poliittisen ohjelmamme pikaisen käynnistämisen seuraaviksi viideksi vuodeksi. Yhteisen ohjelmamme tehokkaan toteuttamisen on oltava Euroopan komission ja Euroopan parlamentin yhteinen toimeksianto. Jäsen van den Burgin mietinnön hyväksyminen tällä viikolla on näin ollen merkittävä askel eteenpäin."@fi7
".
Madame la Présidente, il apparaît déjà clairement que les cinq prochaines années seront difficiles dans ce domaine particulier. Le bon fonctionnement des marchés financiers est essentiel et influe sur la prospérité de chacun d’entre nous. Les investissements financiers sous-tendent l’emploi et la croissance, la valeur de nos économies, nos pensions, le coût de nos hypothèques. Des marchés financiers européens profonds, liquides et dynamiques assureront l’allocation de capitaux et la prestation de services les plus efficaces dans toute l’économie européenne et au-delà, sur le marché international des capitaux.
Au cours des six dernières années, de grands progrès ont été réalisés. La plupart des règles nécessaires présentées dans le plan d’action pour les services financiers ont été adoptées dans les délais et sont maintenant en cours de mise en œuvre. Le système européen de prise de décision et les structures réglementaires sont devenus plus rationnels et plus efficaces. Une coopération systématique continue s’est instaurée entre les institutions européennes et les acteurs du marché. Toutes les institutions et une très large majorité des acteurs du marché s’accordent à dire que nous devons poursuivre nos efforts, car notre mission visant à intégrer les marchés financiers européens est loin d’être terminée.
Notre grande priorité pour les 12 prochains mois est de finaliser les tâches en cours dans le domaine des services financiers. Nous devons encore nous occuper des propositions législatives toujours en phase de négociation au Parlement et au Conseil, ainsi que des mesures importantes en préparation à la Commission. Par exemple, nous devons encore accroître la sensibilité aux risques dans les exigences de fonds propres pour les banques et les entreprises d’investissement (Bâle II), renforcer le contrôle légal des comptes (la huitième directive sur le droit des sociétés), lutter contre le blanchiment de capitaux et le financement du terrorisme, réduire les coûts de compensation et de règlement-livraison, établir un cadre européen pour la réassurance, moderniser les règles de solvabilité des compagnies d’assurance et créer un cadre juridique européen pour les paiements.
En d’autres termes, les mesures réglementaires en cours de préparation s’avèrent déjà extrêmement astreignantes pour nous tous. Toutefois, je suis certain que nous obtiendrons de nombreux résultats l’année prochaine.
Dans le domaine des services financiers, la Commission félicite la commission des affaires économiques et monétaires pour l’excellent travail qu’elle a accompli ces dernières années, en particulier sur le rapport dont nous discutons aujourd’hui. Le degré de convergence entre notre point de vue et celui du Parlement européen est considérable. Bon nombre des principaux thèmes inclus dans le rapport que Mme van den Burg a présenté aujourd’hui au nom de la commission des affaires économiques et monétaires seront reflétés dans le Livre vert de la Commission sur la future politique en matière de services financiers. Nous abordons des priorités similaires. Dans un certain sens, ce n’est pas surprenant, car tant le Parlement que la Commission ont été très transparents dans leur approche et dans leurs travaux préparatoires. Je ne souhaite pas m’étendre sur toutes les recommandations exposées dans le rapport, mais permettez-moi d’en souligner quelques-unes qui, à mon sens, sont particulièrement importantes.
Premièrement, il est clairement indispensable de coordonner la transposition par les États membres, de renforcer la mise en application et d’accroître la convergence en matière de surveillance. Je soutiens largement les points de vue exprimés dans le rapport. Plus particulièrement, je pense que le paragraphe 14 apporte la bonne nuance, car une certaine forme de surveillance intégrée ne sera bénéfique que si la réglementation n’est plus fragmentée. La convergence n’aura pas lieu si un contrôleur intégré doit encore interpréter et appliquer 25 ensembles différents de règlements. Par conséquent, la Commission soutient une approche progressive, qui se fonde sur les comités de réglementation et de surveillance dans le domaine des services financiers.
Deuxièmement, le programme d’amélioration de la législation est essentiel. La Commission convient de la nécessité de cibler les futures mesures et de les fonder sur des preuves; des études d’impact seront réalisées en détail. Des règles-cadres paneuropéennes de base sont nécessaires pour que les entreprises puissent élaborer des stratégies européennes et pour que les consommateurs puissent tirer profit de l’intégration renforcée sans barrières artificielles. Toutefois, des exigences qui se chevauchent et qui sont contradictoires et doubles représentent un fardeau; il convient donc de les supprimer.
Troisièmement, une consultation efficace est fondamentale. Nous avons tous écouté très attentivement les différents acteurs: l’industrie - de grande et de petite envergure -, les régulateurs, les contrôleurs, les investisseurs, les travailleurs et les consommateurs. Nous avons pris note de leurs idées constructives et nous sommes écoutés les uns les autres. Notre approche commune bénéficie d’un large soutien, un degré de consensus si crucial à l’entame d’une nouvelle étape.
Personnellement, j’espère que cette convergence de points de vue, les bons contacts établis et l’esprit ouvert de l’élaboration de politiques garantiront un lancement rapide de notre programme politique de «consolidation» pour les cinq prochaines années. La présentation effective de notre programme commun sera
mission de la Commission européenne et du Parlement européen. L’adoption, cette semaine, du rapport de Mme van den Burg constituera donc un progrès crucial."@fr8
"Madam President, it is already clear the coming five years will be extremely challenging in this particular area. The smooth functioning of financial markets is essential and has a huge influence on the prosperity of each and every one of us. Financial investments underpin jobs and growth; the value of our savings; our pensions; the cost of our mortgages. Deep, liquid, dynamic European financial markets will ensure the most efficient allocation and provision of capital and services throughout the European economy, and beyond, in the global capital market.
In the last six years we have seen major progress. Most of the necessary rules outlined in the Financial Services Action Plan have been agreed on time and are now being put in place. European decision-making and regulatory structures have become more rational and efficient. Continued systematic cooperation has developed between the European institutions and market participants. All institutions and a very large majority of the market participants agree we need to continue our efforts, because our job to integrate the European financial markets is far from finished.
Our key priority for the next 12 months is to complete unfinished business in the area of financial services. We still need to deal with the remaining elements in the negotiation phase before this House and the Council, as well as the key measures now under preparation by the Commission. For example, we still need to allow more risk-sensitivity in the capital requirements for banks and investment firms (Basel II); strengthen statutory audit (the eighth Company Law Directive); fight money laundering and terrorist finance; cut down the costs for clearing and settlement; establish a European framework for reinsurance; modernise rules on insurance solvency; and create a European legal framework for payments.
In other words, the regulatory measures currently under preparation are already extremely demanding for all of us. However, I am confident we can achieve a lot in the coming year.
In the area of financial services, the Commission commends the good work done in the Committee on Economic and Monetary Affairs over the last years, and, more particularly, the report we are discussing today. There is a considerable degree of convergence between our own thinking and the thinking in the European Parliament. Many of the main themes included in the report presented today by Mrs Van den Burg on behalf of the Economic and Monetary Affairs Committee will also be reflected in the Commission’s Green Paper on its future financial services policy. We address similar priorities. In a way there is no surprise there, as we have both been very transparent in our approach and preparatory work. I do not wish to dwell on all the recommendations set out in the report, but let me highlight some which I believe are particularly important.
Firstly, there is a clear need to coordinate transposition by the Member States, strengthen enforcement and increase supervisory convergence. I broadly endorse the views expressed in the report. Particularly, I think paragraph 14 gives the right nuance as some form of integrated supervision will only be beneficial if regulation is no longer fragmented. Convergence will not occur if an integrated supervisor still needs to interpret and apply 25 different sets of regulations. Therefore, the Commission endorses a step-by-step approach, building on the European regulatory and supervisory committees in the area of financial services.
Secondly, the better regulation agenda is important. The Commission agrees that future measures must be targeted and evidence based; impact assessments will be thoroughly applied. Basic pan-European framework rules are needed so that businesses can develop European strategies and consumers can benefit from enhanced integration without artificial barriers. However, overlapping, contradictory and duplicative requirements create a burden and must therefore be withdrawn.
Thirdly, effective consultation is key. We all have listened very carefully to all different stakeholders: industry, large and small; regulators; supervisors; investors; workers and consumers. We have taken their constructive ideas on board and we have listened to each other. There is broad support for our common approach; a degree of consensus which is so crucial at the start of a new phase.
I personally hope this convergence of thinking, the good contacts established and the open way of policy-making will guarantee a swift launch for our policy programme of ‘consolidation’ for the next five years. Effective delivery of our common programme must be
mandate of the European Commission and the European Parliament. This week’s adoption of Mrs Van den Burg’s report will therefore be an important step forward."@hu11
".
Signora Presidente, si evince già chiaramente che i prossimi cinque anni saranno molto impegnativi in questo particolare settore. Il regolare funzionamento dei mercati finanziari è essenziale e ha un’enorme influenza sulla prosperità di ciascuno di noi singolarmente. Gli investimenti finanziari influenzano l’occupazione e la crescita, il valore dei nostri risparmi, le pensioni, il costo dei mutui. Mercati finanziari europei estesi, liquidi e dinamici garantiranno la massima efficacia della distribuzione e fornitura di capitali e servizi in tutta l’economia europea e anche oltre, nel mercato globale dei capitali.
Negli ultimi sei anni abbiamo assistito a importanti progressi. La maggior parte delle indispensabili norme delineate nel Piano d’azione per i servizi finanziari è stata concordata per tempo e ora viene applicata. Le strutture decisionali e di regolamentazione europee sono divenute più razionali ed efficienti. Tra le Istituzioni europee e i soggetti partecipanti al mercato si è sviluppata una cooperazione costante e sistematica. Tutte le Istituzioni e un’ampia maggioranza dei partecipanti al mercato convengono che dobbiamo proseguire i nostri sforzi, giacché il nostro lavoro, volto a integrare i mercati finanziari europei, è lungi dall’essere finito.
La nostra fondamentale priorità per i prossimi dodici mesi è completare le azioni che non sono ancora state portate a termine nel settore dei servizi finanziari. Dobbiamo ancora occuparci dei restanti elementi della fase negoziale dinanzi al Parlamento e al Consiglio, nonché delle misure chiave che ora sono in fase di elaborazione da parte della Commissione. Ad esempio, dobbiamo ancora accrescere la sensibilità al rischio nei requisiti di capitale degli istituti di credito e delle società di investimento (Basilea II), rafforzare il controllo legale (l’ottava direttiva sul diritto societario), combattere il riciclaggio di denaro e la finanza terroristica, tagliare i costi in materia di compensazione e pagamento, istituire un quadro europeo di riassicurazione, modernizzare le norme sulla solvibilità assicurativa, e creare un quadro giuridico europeo per i pagamenti.
In altre parole, le misure di regolamentazione attualmente in fase di elaborazione sono già estremamente impegnative per tutti noi. Tuttavia, sono certo che potremo compiere molti progressi nel corso del prossimo anno.
Quanto al settore dei servizi finanziari, la Commissione si congratula con la commissione per i problemi economici e monetari per l’ottimo lavoro svolto negli ultimi anni e, in particolare, per la relazione di cui discutiamo oggi. Il livello di convergenza tra il nostro modo di pensare e quello del Parlamento europeo è notevole. Molti dei temi principali inclusi nella relazione presentata oggi dall’onorevole van den Burg a nome della commissione per i problemi economici e monetari troveranno riscontro anche nel Libro verde della Commissione sulla sua futura politica per i servizi finanziari. Ci occupiamo di priorità analoghe. In un certo senso, questa non è una sorpresa, poiché entrambi siamo stati molto trasparenti nell’approccio adottato e anche nel lavoro di preparazione. Non intendo soffermarmi su tutte le raccomandazioni esposte nella relazione, ma vorrei evidenziarne alcune che, a mio parere, sono particolarmente importanti.
Innanzi tutto, vi è la chiara necessità di coordinare la trasposizione da parte degli Stati membri, rafforzare l’applicazione e accrescere la convergenza in materia di vigilanza. Approvo appieno i pareri espressi nella relazione. In particolare, ritengo che il paragrafo 14 dia la sfumatura adeguata poiché una certa forma di vigilanza integrata potrà risultare vantaggiosa solo nel caso in cui la regolamentazione non sia più frammentata. La convergenza non potrà realizzarsi se un’autorità di vigilanza integrata continuerà a dover interpretare e applicare 25 normative diverse. Di conseguenza, la Commissione è favorevole a un approccio a tappe, basato dei comitati europei di regolamentazione e di vigilanza nel settore dei servizi finanziari.
In secondo luogo, l’agenda per una migliore regolamentazione riveste un ruolo importante. La Commissione conviene che le misure future debbano essere mirate e basarsi su evidenze oggettive; le valutazioni d’impatto verranno diffusamente applicate. Occorrono fondamentali norme quadro paneuropee, volte a permettere alle imprese di sviluppare strategie europee e ai consumatori di beneficiare di una maggiore integrazione senza barriere artificiali. Tuttavia, requisiti che si sovrappongono rappresentano doppioni o sono contraddittori possono rappresentare un ostacolo e devono quindi essere ritirati.
In terzo luogo, è essenziale una consultazione efficace. Tutti abbiamo ascoltato con grande attenzione le varie parti interessate: l’industria, di piccole e grandi dimensioni, le autorità di regolamentazione e le autorità di vigilanza, gli investitori, i lavoratori e i consumatori. Abbiamo accolto le loro idee costruttive, e da entrambe le parti abbiamo ascoltato le reciproche posizioni. Vi è ampio sostegno per il nostro approccio comune, un livello di consenso che è davvero fondamentale per l’avvio di una nuova fase.
Personalmente mi auguro che questa convergenza di vedute, i buoni contatti instaurati e la trasparenza del processo decisionale garantiranno un rapido avvio del nostro programma politico di “consolidamento” per i prossimi cinque anni. Un’efficace attuazione del programma comune deve essere
mandato della Commissione europea e del Parlamento europeo. Questa settimana, dunque, adottando la relazione van den Burg, compiremo un importante passo avanti."@it12
"Madam President, it is already clear the coming five years will be extremely challenging in this particular area. The smooth functioning of financial markets is essential and has a huge influence on the prosperity of each and every one of us. Financial investments underpin jobs and growth; the value of our savings; our pensions; the cost of our mortgages. Deep, liquid, dynamic European financial markets will ensure the most efficient allocation and provision of capital and services throughout the European economy, and beyond, in the global capital market.
In the last six years we have seen major progress. Most of the necessary rules outlined in the Financial Services Action Plan have been agreed on time and are now being put in place. European decision-making and regulatory structures have become more rational and efficient. Continued systematic cooperation has developed between the European institutions and market participants. All institutions and a very large majority of the market participants agree we need to continue our efforts, because our job to integrate the European financial markets is far from finished.
Our key priority for the next 12 months is to complete unfinished business in the area of financial services. We still need to deal with the remaining elements in the negotiation phase before this House and the Council, as well as the key measures now under preparation by the Commission. For example, we still need to allow more risk-sensitivity in the capital requirements for banks and investment firms (Basel II); strengthen statutory audit (the eighth Company Law Directive); fight money laundering and terrorist finance; cut down the costs for clearing and settlement; establish a European framework for reinsurance; modernise rules on insurance solvency; and create a European legal framework for payments.
In other words, the regulatory measures currently under preparation are already extremely demanding for all of us. However, I am confident we can achieve a lot in the coming year.
In the area of financial services, the Commission commends the good work done in the Committee on Economic and Monetary Affairs over the last years, and, more particularly, the report we are discussing today. There is a considerable degree of convergence between our own thinking and the thinking in the European Parliament. Many of the main themes included in the report presented today by Mrs Van den Burg on behalf of the Economic and Monetary Affairs Committee will also be reflected in the Commission’s Green Paper on its future financial services policy. We address similar priorities. In a way there is no surprise there, as we have both been very transparent in our approach and preparatory work. I do not wish to dwell on all the recommendations set out in the report, but let me highlight some which I believe are particularly important.
Firstly, there is a clear need to coordinate transposition by the Member States, strengthen enforcement and increase supervisory convergence. I broadly endorse the views expressed in the report. Particularly, I think paragraph 14 gives the right nuance as some form of integrated supervision will only be beneficial if regulation is no longer fragmented. Convergence will not occur if an integrated supervisor still needs to interpret and apply 25 different sets of regulations. Therefore, the Commission endorses a step-by-step approach, building on the European regulatory and supervisory committees in the area of financial services.
Secondly, the better regulation agenda is important. The Commission agrees that future measures must be targeted and evidence based; impact assessments will be thoroughly applied. Basic pan-European framework rules are needed so that businesses can develop European strategies and consumers can benefit from enhanced integration without artificial barriers. However, overlapping, contradictory and duplicative requirements create a burden and must therefore be withdrawn.
Thirdly, effective consultation is key. We all have listened very carefully to all different stakeholders: industry, large and small; regulators; supervisors; investors; workers and consumers. We have taken their constructive ideas on board and we have listened to each other. There is broad support for our common approach; a degree of consensus which is so crucial at the start of a new phase.
I personally hope this convergence of thinking, the good contacts established and the open way of policy-making will guarantee a swift launch for our policy programme of ‘consolidation’ for the next five years. Effective delivery of our common programme must be
mandate of the European Commission and the European Parliament. This week’s adoption of Mrs Van den Burg’s report will therefore be an important step forward."@lt14
"Madam President, it is already clear the coming five years will be extremely challenging in this particular area. The smooth functioning of financial markets is essential and has a huge influence on the prosperity of each and every one of us. Financial investments underpin jobs and growth; the value of our savings; our pensions; the cost of our mortgages. Deep, liquid, dynamic European financial markets will ensure the most efficient allocation and provision of capital and services throughout the European economy, and beyond, in the global capital market.
In the last six years we have seen major progress. Most of the necessary rules outlined in the Financial Services Action Plan have been agreed on time and are now being put in place. European decision-making and regulatory structures have become more rational and efficient. Continued systematic cooperation has developed between the European institutions and market participants. All institutions and a very large majority of the market participants agree we need to continue our efforts, because our job to integrate the European financial markets is far from finished.
Our key priority for the next 12 months is to complete unfinished business in the area of financial services. We still need to deal with the remaining elements in the negotiation phase before this House and the Council, as well as the key measures now under preparation by the Commission. For example, we still need to allow more risk-sensitivity in the capital requirements for banks and investment firms (Basel II); strengthen statutory audit (the eighth Company Law Directive); fight money laundering and terrorist finance; cut down the costs for clearing and settlement; establish a European framework for reinsurance; modernise rules on insurance solvency; and create a European legal framework for payments.
In other words, the regulatory measures currently under preparation are already extremely demanding for all of us. However, I am confident we can achieve a lot in the coming year.
In the area of financial services, the Commission commends the good work done in the Committee on Economic and Monetary Affairs over the last years, and, more particularly, the report we are discussing today. There is a considerable degree of convergence between our own thinking and the thinking in the European Parliament. Many of the main themes included in the report presented today by Mrs Van den Burg on behalf of the Economic and Monetary Affairs Committee will also be reflected in the Commission’s Green Paper on its future financial services policy. We address similar priorities. In a way there is no surprise there, as we have both been very transparent in our approach and preparatory work. I do not wish to dwell on all the recommendations set out in the report, but let me highlight some which I believe are particularly important.
Firstly, there is a clear need to coordinate transposition by the Member States, strengthen enforcement and increase supervisory convergence. I broadly endorse the views expressed in the report. Particularly, I think paragraph 14 gives the right nuance as some form of integrated supervision will only be beneficial if regulation is no longer fragmented. Convergence will not occur if an integrated supervisor still needs to interpret and apply 25 different sets of regulations. Therefore, the Commission endorses a step-by-step approach, building on the European regulatory and supervisory committees in the area of financial services.
Secondly, the better regulation agenda is important. The Commission agrees that future measures must be targeted and evidence based; impact assessments will be thoroughly applied. Basic pan-European framework rules are needed so that businesses can develop European strategies and consumers can benefit from enhanced integration without artificial barriers. However, overlapping, contradictory and duplicative requirements create a burden and must therefore be withdrawn.
Thirdly, effective consultation is key. We all have listened very carefully to all different stakeholders: industry, large and small; regulators; supervisors; investors; workers and consumers. We have taken their constructive ideas on board and we have listened to each other. There is broad support for our common approach; a degree of consensus which is so crucial at the start of a new phase.
I personally hope this convergence of thinking, the good contacts established and the open way of policy-making will guarantee a swift launch for our policy programme of ‘consolidation’ for the next five years. Effective delivery of our common programme must be
mandate of the European Commission and the European Parliament. This week’s adoption of Mrs Van den Burg’s report will therefore be an important step forward."@lv13
"Madam President, it is already clear the coming five years will be extremely challenging in this particular area. The smooth functioning of financial markets is essential and has a huge influence on the prosperity of each and every one of us. Financial investments underpin jobs and growth; the value of our savings; our pensions; the cost of our mortgages. Deep, liquid, dynamic European financial markets will ensure the most efficient allocation and provision of capital and services throughout the European economy, and beyond, in the global capital market.
In the last six years we have seen major progress. Most of the necessary rules outlined in the Financial Services Action Plan have been agreed on time and are now being put in place. European decision-making and regulatory structures have become more rational and efficient. Continued systematic cooperation has developed between the European institutions and market participants. All institutions and a very large majority of the market participants agree we need to continue our efforts, because our job to integrate the European financial markets is far from finished.
Our key priority for the next 12 months is to complete unfinished business in the area of financial services. We still need to deal with the remaining elements in the negotiation phase before this House and the Council, as well as the key measures now under preparation by the Commission. For example, we still need to allow more risk-sensitivity in the capital requirements for banks and investment firms (Basel II); strengthen statutory audit (the eighth Company Law Directive); fight money laundering and terrorist finance; cut down the costs for clearing and settlement; establish a European framework for reinsurance; modernise rules on insurance solvency; and create a European legal framework for payments.
In other words, the regulatory measures currently under preparation are already extremely demanding for all of us. However, I am confident we can achieve a lot in the coming year.
In the area of financial services, the Commission commends the good work done in the Committee on Economic and Monetary Affairs over the last years, and, more particularly, the report we are discussing today. There is a considerable degree of convergence between our own thinking and the thinking in the European Parliament. Many of the main themes included in the report presented today by Mrs Van den Burg on behalf of the Economic and Monetary Affairs Committee will also be reflected in the Commission’s Green Paper on its future financial services policy. We address similar priorities. In a way there is no surprise there, as we have both been very transparent in our approach and preparatory work. I do not wish to dwell on all the recommendations set out in the report, but let me highlight some which I believe are particularly important.
Firstly, there is a clear need to coordinate transposition by the Member States, strengthen enforcement and increase supervisory convergence. I broadly endorse the views expressed in the report. Particularly, I think paragraph 14 gives the right nuance as some form of integrated supervision will only be beneficial if regulation is no longer fragmented. Convergence will not occur if an integrated supervisor still needs to interpret and apply 25 different sets of regulations. Therefore, the Commission endorses a step-by-step approach, building on the European regulatory and supervisory committees in the area of financial services.
Secondly, the better regulation agenda is important. The Commission agrees that future measures must be targeted and evidence based; impact assessments will be thoroughly applied. Basic pan-European framework rules are needed so that businesses can develop European strategies and consumers can benefit from enhanced integration without artificial barriers. However, overlapping, contradictory and duplicative requirements create a burden and must therefore be withdrawn.
Thirdly, effective consultation is key. We all have listened very carefully to all different stakeholders: industry, large and small; regulators; supervisors; investors; workers and consumers. We have taken their constructive ideas on board and we have listened to each other. There is broad support for our common approach; a degree of consensus which is so crucial at the start of a new phase.
I personally hope this convergence of thinking, the good contacts established and the open way of policy-making will guarantee a swift launch for our policy programme of ‘consolidation’ for the next five years. Effective delivery of our common programme must be
mandate of the European Commission and the European Parliament. This week’s adoption of Mrs Van den Burg’s report will therefore be an important step forward."@mt15
".
Mevrouw de Voorzitter, het is nu al duidelijk dat de komende vijf jaar enorme uitdagingen zullen opleveren op dit terrein. Soepel functionerende financiële markten zijn van essentieel belang en hebben een enorme invloed op de welvaart van ons allemaal. Financiële investeringen liggen aan de basis van werkgelegenheid en groei, de waarde van ons spaargeld, onze pensioenen en de kosten van onze hypotheken. Diepe, liquide en dynamische Europese financiële markten staan borg voor een optimaal efficiënte verdeling en levering van kapitaal en diensten in de gehele Europese economie alsmede daarbuiten, op de wereldkapitaalmarkt.
Gedurende de afgelopen zes jaar hebben we grote vooruitgang kunnen waarnemen. Over de meeste noodzakelijke regels die worden geschetst in het Actieplan voor financiële diensten is tijdig overeenstemming bereikt, en deze worden nu ten uitvoer gelegd. De Europese structuren voor besluitvorming en regelgeving zijn rationeler en efficiënter geworden. Tussen de Europese instellingen en de marktdeelnemers is een permanente en systematische samenwerking ontwikkeld. Alle instellingen en een overgrote meerderheid van de marktdeelnemers zijn het er onderling over eens dat wij onze inspanningen moeten voortzetten, want onze taak van integratie van de Europese financiële markten is nog verre van volbracht.
Onze belangrijkste prioriteit voor de komende twaalf maanden is het afronden van onvoltooide werkzaamheden op het vlak van financiële diensten. Wij moeten nog steeds de resterende elementen in de onderhandelingsfase met dit Parlement en de Raad afhandelen, evenals de kernmaatregelen die nu in de Commissie worden voorbereid. Zo moeten wij nog altijd meer risicogevoeligheid toestaan in de kapitaalvereisten voor banken en beleggingsinstellingen (Basel II); statutaire audits bevorderen (achtste richtlijn vennootschapsrecht); maatregelen nemen ter bestrijding van witwassen en financiering van terrorisme; de kosten van clearing en settlement terugbrengen; een Europees kader voor herverzekering instellen; de regels inzake verzekeringssolventie moderniseren; en een Europees wettelijk kader voor betalingen creëren.
Met andere woorden: de regelgevingsmaatregelen die momenteel in voorbereiding zijn, zullen al enorm veel van ons vergen. Ik heb er echter vertrouwen in dat we het komende jaar veel kunnen bereiken.
Op het vlak van de financiële diensten is de Commissie ingenomen met het goede werk dat de afgelopen jaren is verricht in de Commissie economische en monetaire zaken, en, meer in het bijzonder, met het verslag dat wij vandaag bespreken. Onze gedachten met betrekking tot deze materie en die van het Europees Parlement vallen in aanzienlijke mate samen. Veel van de hoofdthema's in het verslag dat vandaag door mevrouw Van den Burg is gepresenteerd namens de Commissie economische en monetaire zaken, zullen ook aan bod komen in het groenboek van de Commissie over haar toekomstige beleid inzake financiële diensten. We stellen ook vergelijkbare prioriteiten aan de orde. Maar eigenlijk is dit geen verrassing, omdat we van beide kanten zeer transparant te werk zijn gegaan in onze aanpak en voorbereiding. Ik wil niet ingaan op alle aanbevelingen die in het verslag zijn opgenomen, maar laat mij er een aantal die noemen die ik van bijzonder belang acht.
Om te beginnen bestaat er een duidelijke behoefte om de omzetting door de lidstaten te coördineren, het toezicht op de naleving te versterken en een hogere mate van convergentie bij het toezicht te verwezenlijken. Ik ben het in grote lijnen eens met de standpunten die in het verslag zijn geformuleerd. Met name paragraaf 14 biedt mijns inziens de juiste nuancering, aangezien enige vorm van geïntegreerd toezicht alleen een gunstige uitwerking zal hebben indien de regelgeving niet meer gefragmenteerd is. Er zal geen sprake zijn van convergentie zolang een geïntegreerd toezichthouder 25 verschillende pakketten regels moet interpreteren en toepassen. Daarom is de Commissie voorstander van een stapsgewijze aanpak, waarbij wordt voortgebouwd op het werk van de Europese regelgevende en toezichthoudende comités op het vlak van financiële diensten.
Ten tweede is de agenda voor betere regelgeving van belang. De Commissie is het ermee eens dat toekomstige maatregelen doelgericht en op bewijs gebaseerd moeten zijn; effectbeoordelingen zullen grondig worden toegepast. Er moeten fundamentele pan-Europese kaderregels komen, zodat de ondernemingen Europese strategieën kunnen ontwikkelen en consumenten kunnen profiteren van een betere integratie zonder kunstmatige barrières. Overlappende, tegenstrijdige en duplicerende vereisten vormen een overbodige last en moeten daarom worden geschrapt.
Ten derde is een effectieve raadpleging van primair belang. Wij hebben allen aandachtig geluisterd naar de verschillende belanghebbenden: grote en kleine spelers in de sector, regelgevers, toezichthouders, beleggers, werknemers en consumenten. Wij hebben hun constructieve ideeën ter harte genomen en wij hebben naar elkaar geluisterd. Onze gemeenschappelijke aanpak kan op brede steun rekenen en een dergelijke mate van consensus is van cruciaal belang bij het begin van een nieuwe fase.
Ik hoop persoonlijk dat dit samenvallen van ons denken, de goede contacten die tot stand zijn gekomen en de open wijze van beleidsvorming borg zullen staan voor een snelle lancering van ons beleidsprogramma van ‘consolidatie’ voor de komende vijf jaar. Een effectieve uitvoering van ons gezamenlijk programma moet de opdracht bij uitstek zijn van de Europese Commissie en het Europees Parlement. De aanneming van het verslag van mevrouw Van den Burg zal dan ook een belangrijke stap vooruit zijn."@nl3
"Madam President, it is already clear the coming five years will be extremely challenging in this particular area. The smooth functioning of financial markets is essential and has a huge influence on the prosperity of each and every one of us. Financial investments underpin jobs and growth; the value of our savings; our pensions; the cost of our mortgages. Deep, liquid, dynamic European financial markets will ensure the most efficient allocation and provision of capital and services throughout the European economy, and beyond, in the global capital market.
In the last six years we have seen major progress. Most of the necessary rules outlined in the Financial Services Action Plan have been agreed on time and are now being put in place. European decision-making and regulatory structures have become more rational and efficient. Continued systematic cooperation has developed between the European institutions and market participants. All institutions and a very large majority of the market participants agree we need to continue our efforts, because our job to integrate the European financial markets is far from finished.
Our key priority for the next 12 months is to complete unfinished business in the area of financial services. We still need to deal with the remaining elements in the negotiation phase before this House and the Council, as well as the key measures now under preparation by the Commission. For example, we still need to allow more risk-sensitivity in the capital requirements for banks and investment firms (Basel II); strengthen statutory audit (the eighth Company Law Directive); fight money laundering and terrorist finance; cut down the costs for clearing and settlement; establish a European framework for reinsurance; modernise rules on insurance solvency; and create a European legal framework for payments.
In other words, the regulatory measures currently under preparation are already extremely demanding for all of us. However, I am confident we can achieve a lot in the coming year.
In the area of financial services, the Commission commends the good work done in the Committee on Economic and Monetary Affairs over the last years, and, more particularly, the report we are discussing today. There is a considerable degree of convergence between our own thinking and the thinking in the European Parliament. Many of the main themes included in the report presented today by Mrs Van den Burg on behalf of the Economic and Monetary Affairs Committee will also be reflected in the Commission’s Green Paper on its future financial services policy. We address similar priorities. In a way there is no surprise there, as we have both been very transparent in our approach and preparatory work. I do not wish to dwell on all the recommendations set out in the report, but let me highlight some which I believe are particularly important.
Firstly, there is a clear need to coordinate transposition by the Member States, strengthen enforcement and increase supervisory convergence. I broadly endorse the views expressed in the report. Particularly, I think paragraph 14 gives the right nuance as some form of integrated supervision will only be beneficial if regulation is no longer fragmented. Convergence will not occur if an integrated supervisor still needs to interpret and apply 25 different sets of regulations. Therefore, the Commission endorses a step-by-step approach, building on the European regulatory and supervisory committees in the area of financial services.
Secondly, the better regulation agenda is important. The Commission agrees that future measures must be targeted and evidence based; impact assessments will be thoroughly applied. Basic pan-European framework rules are needed so that businesses can develop European strategies and consumers can benefit from enhanced integration without artificial barriers. However, overlapping, contradictory and duplicative requirements create a burden and must therefore be withdrawn.
Thirdly, effective consultation is key. We all have listened very carefully to all different stakeholders: industry, large and small; regulators; supervisors; investors; workers and consumers. We have taken their constructive ideas on board and we have listened to each other. There is broad support for our common approach; a degree of consensus which is so crucial at the start of a new phase.
I personally hope this convergence of thinking, the good contacts established and the open way of policy-making will guarantee a swift launch for our policy programme of ‘consolidation’ for the next five years. Effective delivery of our common programme must be
mandate of the European Commission and the European Parliament. This week’s adoption of Mrs Van den Burg’s report will therefore be an important step forward."@pl16
"Senhora Presidente, é já claro que os próximos cinco anos trarão enormes desafios nessa área específica. O bom funcionamento dos mercados financeiros é essencial e tem uma enorme influência na prosperidade de cada um de nós. Os investimentos financeiros estão na base do emprego e do crescimento; o valor da nossa poupança; as nossas pensões; o custo das nossas hipotecas. A existência de mercados financeiros europeus sólidos, líquidos e dinâmicos assegurará uma distribuição e disponibilização de capitais mais eficazes em toda a economia europeia e, para além desta, no mercado mundial de capitais.
Nos últimos seis anos, assistimos a grandes progressos. A maioria das regras necessárias delineadas no Plano de Acção para os Serviços Financeiros foi acordada em tempo oportuno, estando agora a ser levada à prática. As estruturas decisórias e reguladoras europeias tornaram-se mais racionais e eficientes. Foi desenvolvida uma cooperação sistemática entre as Instituições europeias e os participantes no mercado. Todas as Instituições e uma grande maioria dos participantes no mercado concordam na necessidade de prosseguirmos os nossos esforços, pois a nossa tarefa de integração dos mercados financeiros europeus está longe de estar concluída.
A nossa principal prioridade para os próximos 12 meses é concluir os assuntos pendentes no domínio dos serviços financeiros. Temos ainda de abordar os elementos pendentes na fase de negociação nesta Assembleia e no Conselho, bem como as importantes medidas actualmente em preparação na Comissão. Por exemplo, é preciso permitir uma sensibilidade ainda maior ao risco nos requisitos de capital das instituições de crédito e das empresas de investimento (Basileia II); reforçar a Revisão Legal das Contas (a oitava directiva relativa ao direito das sociedades); lutar contra o branqueamento de capitais e o terrorismo financeiro; reduzir os custos da liquidação e compensação; criar uma rede europeia de resseguro; modernizar as regras do seguro de solvência; e criar um quadro jurídico europeu para os pagamentos.
Por outras palavras, as medidas reguladoras actualmente em fase de preparação são extremamente exigentes para todos nós. No entanto, confio que muito poderemos conseguir no próximo ano.
No campo dos serviços financeiros, a Comissão louva o excelente trabalho realizado pela Comissão dos Assuntos Económicos e Monetários ao longo dos últimos anos e, muito especialmente, o relatório que hoje debatemos. Existe um considerável grau de convergência entre a nossa posição e a do Parlamento Europeu. Muitos dos principais temas incluídos no relatório hoje apresentado pela senhora deputada van den Burg em nome da Comissão dos Assuntos Económicos e Monetários serão também reflectidos no Livro Verde da Comissão sobre a sua futura política em matéria de serviços financeiros. Abordamos prioridades semelhantes. De certa forma, não existe aqui qualquer surpresa, pois temos ambos sido muito transparentes na nossa abordagem e trabalho preparatório. Não desejo deter-me demasiado em todas as recomendações constantes do relatório, mas permitam-me que saliente algumas que considero especialmente importantes.
Em primeiro lugar, existe uma clara necessidade de coordenar a transposição por parte dos Estados-Membros, reforçar a aplicação e aumentar a convergência da supervisão. Endosso, em geral, as opiniões expressas no relatório. Em especial, considero que o número 14 fornece o matiz adequado, visto que só será benéfica uma forma de supervisão integrada se a regulação deixar de estar fragmentada. Não existirá convergência se uma entidade de supervisão integrada precisar de interpretar e aplicar 25 conjuntos diferentes de normas. Por conseguinte, a Comissão endossa a abordagem passo-a-passo, com base nos comités reguladores e supervisores europeus no campo dos serviços financeiros.
Em segundo lugar, a agenda relativa a uma melhor regulação é importante. A Comissão concorda que as futuras medidas deverão ser orientadas para fins específicos e assentar em provas; serão integralmente aplicadas as avaliações de impacto. São necessárias regras básicas pan-europeias para que as empresas possam desenvolver estratégias europeias e os consumidores possam beneficiar de uma integração reforçada sem barreiras artificiais. No entanto, requisitos sobrepostos, contraditórios e duplos geram uma sobrecarga e deverão, por isso, ser eliminados.
Em terceiro lugar, a consulta é fundamental. Todos nós ouvimos muito atentamente os diferentes actores: o sector, pequenas e médias empresas; reguladores; supervisores; investidores; trabalhadores e consumidores. Tivemos em conta as suas ideias construtivas e ouvimo-nos mutuamente. Existe um amplo apoio à nossa abordagem comum, um grau de consenso que é absolutamente vital no início de uma nova fase.
Espero, pessoalmente, que esta convergência de ideias, os bons contactos estabelecidos e a forma aberta de fazer política garantam o lançamento, sem problemas, do nosso programa político de “consolidação” para os próximos cinco anos. A realização concreta do nosso programa comum deverá ser
mandato da Comissão Europeia e do Parlamento Europeu. A adopção, esta semana, do relatório da senhora deputada van den Burg constituirá, portanto, um importante passo em frente."@pt17
"Madam President, it is already clear the coming five years will be extremely challenging in this particular area. The smooth functioning of financial markets is essential and has a huge influence on the prosperity of each and every one of us. Financial investments underpin jobs and growth; the value of our savings; our pensions; the cost of our mortgages. Deep, liquid, dynamic European financial markets will ensure the most efficient allocation and provision of capital and services throughout the European economy, and beyond, in the global capital market.
In the last six years we have seen major progress. Most of the necessary rules outlined in the Financial Services Action Plan have been agreed on time and are now being put in place. European decision-making and regulatory structures have become more rational and efficient. Continued systematic cooperation has developed between the European institutions and market participants. All institutions and a very large majority of the market participants agree we need to continue our efforts, because our job to integrate the European financial markets is far from finished.
Our key priority for the next 12 months is to complete unfinished business in the area of financial services. We still need to deal with the remaining elements in the negotiation phase before this House and the Council, as well as the key measures now under preparation by the Commission. For example, we still need to allow more risk-sensitivity in the capital requirements for banks and investment firms (Basel II); strengthen statutory audit (the eighth Company Law Directive); fight money laundering and terrorist finance; cut down the costs for clearing and settlement; establish a European framework for reinsurance; modernise rules on insurance solvency; and create a European legal framework for payments.
In other words, the regulatory measures currently under preparation are already extremely demanding for all of us. However, I am confident we can achieve a lot in the coming year.
In the area of financial services, the Commission commends the good work done in the Committee on Economic and Monetary Affairs over the last years, and, more particularly, the report we are discussing today. There is a considerable degree of convergence between our own thinking and the thinking in the European Parliament. Many of the main themes included in the report presented today by Mrs Van den Burg on behalf of the Economic and Monetary Affairs Committee will also be reflected in the Commission’s Green Paper on its future financial services policy. We address similar priorities. In a way there is no surprise there, as we have both been very transparent in our approach and preparatory work. I do not wish to dwell on all the recommendations set out in the report, but let me highlight some which I believe are particularly important.
Firstly, there is a clear need to coordinate transposition by the Member States, strengthen enforcement and increase supervisory convergence. I broadly endorse the views expressed in the report. Particularly, I think paragraph 14 gives the right nuance as some form of integrated supervision will only be beneficial if regulation is no longer fragmented. Convergence will not occur if an integrated supervisor still needs to interpret and apply 25 different sets of regulations. Therefore, the Commission endorses a step-by-step approach, building on the European regulatory and supervisory committees in the area of financial services.
Secondly, the better regulation agenda is important. The Commission agrees that future measures must be targeted and evidence based; impact assessments will be thoroughly applied. Basic pan-European framework rules are needed so that businesses can develop European strategies and consumers can benefit from enhanced integration without artificial barriers. However, overlapping, contradictory and duplicative requirements create a burden and must therefore be withdrawn.
Thirdly, effective consultation is key. We all have listened very carefully to all different stakeholders: industry, large and small; regulators; supervisors; investors; workers and consumers. We have taken their constructive ideas on board and we have listened to each other. There is broad support for our common approach; a degree of consensus which is so crucial at the start of a new phase.
I personally hope this convergence of thinking, the good contacts established and the open way of policy-making will guarantee a swift launch for our policy programme of ‘consolidation’ for the next five years. Effective delivery of our common programme must be
mandate of the European Commission and the European Parliament. This week’s adoption of Mrs Van den Burg’s report will therefore be an important step forward."@sk18
"Madam President, it is already clear the coming five years will be extremely challenging in this particular area. The smooth functioning of financial markets is essential and has a huge influence on the prosperity of each and every one of us. Financial investments underpin jobs and growth; the value of our savings; our pensions; the cost of our mortgages. Deep, liquid, dynamic European financial markets will ensure the most efficient allocation and provision of capital and services throughout the European economy, and beyond, in the global capital market.
In the last six years we have seen major progress. Most of the necessary rules outlined in the Financial Services Action Plan have been agreed on time and are now being put in place. European decision-making and regulatory structures have become more rational and efficient. Continued systematic cooperation has developed between the European institutions and market participants. All institutions and a very large majority of the market participants agree we need to continue our efforts, because our job to integrate the European financial markets is far from finished.
Our key priority for the next 12 months is to complete unfinished business in the area of financial services. We still need to deal with the remaining elements in the negotiation phase before this House and the Council, as well as the key measures now under preparation by the Commission. For example, we still need to allow more risk-sensitivity in the capital requirements for banks and investment firms (Basel II); strengthen statutory audit (the eighth Company Law Directive); fight money laundering and terrorist finance; cut down the costs for clearing and settlement; establish a European framework for reinsurance; modernise rules on insurance solvency; and create a European legal framework for payments.
In other words, the regulatory measures currently under preparation are already extremely demanding for all of us. However, I am confident we can achieve a lot in the coming year.
In the area of financial services, the Commission commends the good work done in the Committee on Economic and Monetary Affairs over the last years, and, more particularly, the report we are discussing today. There is a considerable degree of convergence between our own thinking and the thinking in the European Parliament. Many of the main themes included in the report presented today by Mrs Van den Burg on behalf of the Economic and Monetary Affairs Committee will also be reflected in the Commission’s Green Paper on its future financial services policy. We address similar priorities. In a way there is no surprise there, as we have both been very transparent in our approach and preparatory work. I do not wish to dwell on all the recommendations set out in the report, but let me highlight some which I believe are particularly important.
Firstly, there is a clear need to coordinate transposition by the Member States, strengthen enforcement and increase supervisory convergence. I broadly endorse the views expressed in the report. Particularly, I think paragraph 14 gives the right nuance as some form of integrated supervision will only be beneficial if regulation is no longer fragmented. Convergence will not occur if an integrated supervisor still needs to interpret and apply 25 different sets of regulations. Therefore, the Commission endorses a step-by-step approach, building on the European regulatory and supervisory committees in the area of financial services.
Secondly, the better regulation agenda is important. The Commission agrees that future measures must be targeted and evidence based; impact assessments will be thoroughly applied. Basic pan-European framework rules are needed so that businesses can develop European strategies and consumers can benefit from enhanced integration without artificial barriers. However, overlapping, contradictory and duplicative requirements create a burden and must therefore be withdrawn.
Thirdly, effective consultation is key. We all have listened very carefully to all different stakeholders: industry, large and small; regulators; supervisors; investors; workers and consumers. We have taken their constructive ideas on board and we have listened to each other. There is broad support for our common approach; a degree of consensus which is so crucial at the start of a new phase.
I personally hope this convergence of thinking, the good contacts established and the open way of policy-making will guarantee a swift launch for our policy programme of ‘consolidation’ for the next five years. Effective delivery of our common programme must be
mandate of the European Commission and the European Parliament. This week’s adoption of Mrs Van den Burg’s report will therefore be an important step forward."@sl19
".
Fru talman! Det står redan klart att nästa femårsperiod kommer att bli oerhört utmanade på detta särskilda område. Det är av avgörande betydelse att finansmarknaderna fungerar smidigt, vilket har ett enormt inflytande på välståndet för var och en av oss. Finansiella investeringar stärker sysselsättning och tillväxt, värdet på våra besparingar, våra pensioner, kostnaderna för våra lån. Djupa, flytande, dynamiska finansmarknader inom EU kommer att säkerställa den mest effektiva fördelningen och tillhandahållandet av kapital och tjänster i hela EU:s ekonomi, och där utöver på den globala kapitalmarknaden.
Under de senaste sex åren har vi upplevt stora framgångar. De flesta av de nödvändiga regler som angivits i stora drag i handlingsplanen för finansiella tjänster har man antagit i tid, och de håller nu på att genomföras. EU:s beslutsfattande och regleringsstrukturer har blivit mer rationella och effektiva. Fortsatt systematiskt samarbete har utvecklats mellan EU:s institutioner och marknadens parter. Alla institutioner och en stor majoritet av marknadens parter är överens om att vi behöver fortsätta våra ansträngningar, eftersom vårt arbete med att integrera EU:s finansmarknader är långt ifrån färdigt.
Vår viktigaste prioritering för de följande 12 månaderna är att fullfölja olösta frågor på området finansiella tjänster. Vi måste fortfarande ta itu med de kvarvarande delarna i förhandlingsfasen inför parlamentet och rådet, liksom de nyckelåtgärder som nu förbereds av kommissionen. Som exempel kan nämnas att det fortfarande återstår för oss att tillåta mer riskkänslighet i kapitalkraven för banker och värdepappersföretag (Basel II), stärka lagstadgad revision (det åttonde bolagsrättsdirektivet), bekämpa penningtvätt och finansiering av terroristverksamhet, skära ned kostnaderna för clearing och avveckling, inrätta en EU-ram för återförsäkring, modernisera regler för försäkringssolvens och skapa en rättslig ram på EU-nivå för betalningar.
Med andra ord är de regleringsåtgärder som för närvarande förbereds redan extremt krävande för oss alla. Jag är dock säker på att vi kan åstadkomma en hel del under de kommande åren.
På området finansiella tjänster berömmer kommissionen det goda arbete som gjorts i utskottet för ekonomi och valutafrågor under de senaste åren, och i synnerhet det betänkande som vi diskuterar i dag. Det finns en betydande grad av konvergens mellan vår egen åsikt och Europaparlamentets uppfattning. Många av de huvudteman som betänkandet omfattar, och som lades fram i dag av Ieke van den Burg för utskottet för ekonomi och valutafrågor, kommer också att återspeglas i kommissionens grönbok om dess framtida politik för finansiella tjänster. Vi tar upp liknande prioriteringar. På sätt och vis finns det inga överraskningar där, eftersom vi båda har varit mycket öppna i vårt tillvägagångssätt och förberedelsearbete. Jag vill inte uppehålla mig vid alla de rekommendationer som fastställts i betänkandet, men låt mig betona några som jag anser vara av särskild betydelse.
För det första finns det ett tydligt behov att samordna medlemsstaternas överföring, förstärka genomförandet och öka tillsynskonvergensen. Jag stöder i stort sett de åsikter som uttrycks i betänkandet. Jag anser särskilt att punkt 14 ger rätt nyans eftersom någon form av integrerad tillsyn endast kommer att vara till nytta om regelverket inte längre är fragmenterat. Konvergens kommer inte att uppstå om en integrerad tillsynsmyndighet fortfarande måste tolka och tillämpa 25 olika uppsättningar av regelverk. Därför ansluter sig kommissionen till ett tillvägagångssätt steg för steg, som bygger på EU:s tillsyns- och övervakningskommittéer på området finansiella tjänster.
För det andra är det viktigt med ett bättre regleringsprogram. Kommissionen håller med om att framtida åtgärder måste vara målinriktade och grundade på riktiga belägg; konsekvensbedömningar kommer att tillämpas till fullo. Grundläggande paneuropeiska ramregler behövs så att företag kan utveckla EU-strategier och så att konsumenter kan dra nytta av förstärkt integrering utan konstgjorda gränser. Överlappning, motstridiga och dubblerade krav skapar dock en börda och måste därför dras tillbaka.
För det tredje heter lösningen samråd. Vi har alla lyssnat mycket noggrant till alla olika aktörer: stora och små inom branschen, tillsynsmyndigheter, övervakningsmyndigheter, investerare, arbetstagare och konsumenter. Vi har tagit in deras konstruktiva idéer, och vi har lyssnat på varandra. Det finns ett brett stöd för vår gemensamma linje, ett mått av samförstånd som är så viktigt i början av en ny fas.
Jag hoppas personligen att denna konvergens i uppfattning, de goda kontakter som skapats och det öppna beslutsfattandet kommer att garantera en snabb lansering av vårt politiska ”konsoliderings”-program för de kommande fem åren. Mandatet för Europeiska kommissionen och Europaparlamentet måste bli att effektivt tillhandahålla vårt gemensamma program. Antagandet av Ieke van den Burgs betänkande denna vecka kommer därför att bli ett viktigt steg framåt."@sv21
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